Bill Gates c\u00f3 c\u00e2u \u201cif you\u2019re born poor it\u2019s not your mistake, but if you die poor it\u2019s your mistake\u201d, nh\u1ea5t l\u00e0 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi t\u1ecb n\u1ea1n VN ch\u00fang ta. \u0110a s\u1ed1 ch\u00fang ta qua \u0111\u00e2y v\u1edbi nh\u1eefng b\u00e0n tay tr\u1eafng, theo t\u00f4i ngh\u0129 Vi\u1ec7t Ki\u1ec1u l\u00e0 nh\u1eefng ng\u01b0\u1eddi r\u1ea5t may m\u1eafn. T\u00f4i c\u1ea3m th\u1ea5y th\u1eadt ph\u00fac \u0111\u1ee9c khi \u0111\u01b0\u1ee3c \u0111i M\u1ef9 m\u1eb7c d\u00f9 t\u00f4i gh\u00e9t Anh V\u0103n \u1edf VN. Nh\u01b0ng khi t\u00f4i qua \u0111\u00e2y, t\u00f4i th\u1ea5y \u0111\u1ea5t n\u01b0\u1edbc n\u00e0y kh\u00f4ng ph\u1ee5 ai n\u1ebfu h\u1ecd mu\u1ed1n c\u00f3 m\u1ed9t \u0111\u1eddi s\u1ed1ng h\u1ea1nh ph\u00fac v\u00e0 c\u00f3 ti\u1ec1n. T\u00f4i kh\u00f4ng mu\u1ed1n n\u00f3i t\u1edbi nh\u1eefng ng\u01b0\u1eddi t\u1ef7 ph\u00fa, ho\u1eb7c multi tri\u1ec7u ph\u00fa v\u00ec h\u1ecd c\u00f3 nh\u1eefng t\u00ednh t\u00ecnh l\u00e0m ti\u1ec1n l\u1edbn, t\u00f4i mu\u1ed1n n\u00f3i \u0111\u00e2y l\u00e0 \u0111a s\u1ed1 99% to\u00e0n th\u1ebf gi\u1edbi.
\nT\u00f4i \u0111\u1ec3 \u00fd nh\u1eefng ng\u01b0\u1eddi b\u1ea1n v\u00e0 trong gia \u0111\u00ecnh, ng\u01b0\u1eddi c\u00f3 ti\u1ec1n th\u01b0\u1eddng c\u00f3 nh\u1eefng t\u00ednh t\u1ed1t nh\u01b0 ch\u0103m ch\u1ec9, th\u1eadt t\u00e2m, ki\u00ean nh\u1eabn, li\u1ec1u l\u0129nh (kh\u00f4ng s\u1ee3 h\u01b0\u01a1u, s\u1ee3 v\u01b0\u1ee3n) v\u00e0 lu\u00f4n lu\u00f4n c\u00f3 k\u1ebf ho\u1ea1ch (planning) trong m\u1ecdi chuy\u1ec7n l\u00e0m, trong cu\u1ed9c s\u1ed1ng.
\n Th\u1ebf n\u00e0o g\u1ecdi l\u00e0 c\u00f3 ti\u1ec1n? M\u1ed7i ng\u01b0\u1eddi m\u1ed7i \u00fd, theo t\u00f4i v\u00e0 ch\u1ec9 t\u00f4i m\u00e0 th\u00f4i, ng\u01b0\u1eddi c\u00f3 ti\u1ec1n l\u00e0 ng\u01b0\u1eddi kh\u00f4ng n\u1ee3 (ngo\u00e0i c\u00e1i mortgage to t\u1ed5 b\u1ed1), trong b\u0103ng c\u00f3 6-12 th\u00e1ng ti\u1ec1n s\u1edf h\u1ee5i c\u1ea7n thi\u1ebft \u0111\u1ec3 s\u1ed1ng n\u1ebfu kh\u00f4ng ai c\u00f3 vi\u1ec7c. 401k ho\u1eb7c IRA c\u00f3 \u0111\u1ee7 ti\u1ec1n cho khi v\u1ec1 h\u01b0u ($5k\/th\u00e1ng trong 20 n\u0103m). M\u1ed7i n\u0103m \u0111\u1ec3 d\u00e0nh v\u00e0o ti\u1ec1n h\u01b0u ($40k + $50k ti\u1ec1n l\u1eddi trong investment). H\u00e3y n\u00f3i v\u1ec1 k\u1ebf ho\u1ea1ch \u0111\u1ec3 c\u00f3 ti\u1ec1n khi v\u1ec1 gi\u00e0, khi t\u00f4i \u0111\u1ed9c th\u00e2n, c\u00f3 g\u00ec s\u00e0i \u0111\u00f3, s\u0129 di\u1ec7n, s\u00e0i ti\u1ec1n nhi\u1ec1u h\u01a1n m\u00ecnh c\u00f3, l\u00fac n\u00e0o c\u0169ng mang n\u1ee3, m\u1eb9 t\u00f4i th\u01b0\u1eddng n\u00f3i \u201cng\u01b0\u1eddi c\u00f3 th\u00ec k\u1ef9, ng\u01b0\u1eddi kh\u00f3 th\u00ec tung hu\u00ea\u201d, qu\u00e1 \u0111\u00fang, khi m\u00ecnh m\u1eafc n\u1ee3, kh\u00f4ng c\u00f3 \u0111\u01b0\u1eddng \u0111i, k\u1ebf ho\u1ea1ch s\u1ed1ng th\u00ec \u201cc\u00f9i kh\u00f4ng s\u1ee3 l\u1edf\u201d, l\u00e0m \u0111\u1ee7 tr\u1ea3 ti\u1ec1n credit card minimum h\u00e0ng th\u00e1ng l\u00e0 xong, kh\u00f4ng bao gi\u1edd ng\u00f3c \u0111\u1ea9u l\u00ean \u0111\u01b0\u1ee3c. Ch\u1ea1y xe ngon, \u0103n ti\u1ec7m sang, m\u1eb7c \u00e1o \u0111\u1eb9p, n\u1ee3 \u0111\u00eca. Cu\u1ed9c \u0111\u1eddi t\u00f4i \u0111\u00e3 tr\u1ea3i qua m\u1ecdi c\u00f4ng vi\u1ec7c, t\u1eeb bu\u00f4n b\u00e1n, \u0111\u1ecba \u1ed1c, business v\u00e0 b\u00e2y gi\u1edd \u0111i l\u00e0m ba c\u1ecdc ba \u0111\u1ed3ng 9-5 m\u00e0 t\u00f4i th\u1eadt to\u1ea1n nguy\u1ec7n v\u00e0 h\u1ea1nh ph\u00fac v\u00f4 c\u00f9ng.
\n Ai ngh\u0129 t\u1edbi t\u01b0\u01a1ng lai c\u0169ng n\u1ea3n, nh\u01b0ng t\u00f4i xin k\u1ec3 l\u1ea1i \u0111\u1eddi t\u00f4i th\u1eddi trung ni\u00ean, t\u00f4i \u0111i h\u1ecdc \u0111\u1ea1i h\u1ecdc b\u1ecb \u0111u\u1ed5i (th\u1ec9nh tho\u1ea3ng v\u1eabn c\u00f2n n\u1eb1m m\u01a1 v\u00e0 s\u1ee3 h\u00e3i v\u00f4 c\u00f9ng), n\u0103m t\u00f4i 28 tu\u1ed5i, n\u1eb1m trong ph\u00f2ng t\u1ed1i, nh\u00ecn l\u00ean tr\u1ea7n nh\u00e0, kh\u00f4ng vi\u1ec7c, kh\u00f4ng ti\u1ec1n, m\u1eafc n\u1ee3 \u0111\u00eca, kh\u00f4ng b\u1ea1n g\u00e1i, m\u1ed9t ng\u01b0\u1eddi VN kh\u00f4ng gi\u1ecfi ti\u1ebfng Anh kh\u00f4ng bi\u1ebft t\u01b0\u01a1ng lai nh\u01b0 th\u1ebf n\u00e0o. M\u1eb9 t\u00f4i n\u00f3i, c\u1ea7u tr\u1eddi cho m\u1ed9t tia s\u00e1ng v\u00e0o \u0111\u1ea7u th\u00ec con s\u1ebd \u0111\u01b0\u1ee3c th\u00e0nh c\u00f4ng, con c\u00f3 c\u00e1i t\u00e2m t\u1ed1t. T\u00f4i c\u1ea7u tr\u1eddi v\u00e0 h\u1ee9a s\u1ebd l\u00e0 ng\u01b0\u1eddi t\u1ed1t, s\u00e1ng t\u1ec9nh d\u1eady, d\u1ecdn d\u1eb9p nh\u00e0 c\u1eeda b\u1eeba b\u00e3i, r\u1eeda b\u00e1t \u0111\u1ea7y trong sink, coi l\u1ea1i ti\u1ec1n credit card coi c\u00f2n bao nhi\u00eau, s\u1ebd m\u01b0\u1ee3n ti\u1ec1n \u0111\u1ec3 \u0111i h\u1ecdc l\u1ea1i l\u1ea5y b\u1eb1ng k\u1ef9 s\u01b0 \u0111i\u1ec7n, chi\u1ebfc xe Alfa Romeo \u0111\u1eb9p \u0111\u00e3 b\u1ecb t\u00f4ng v\u00e0 kh\u00f4ng ch\u1ea1y \u0111\u01b0\u1ee3c, t\u00f4i xin b\u1ed1 t\u00f4i chi\u1ebfc xe Honda Civic hatch back m\u00e0 t\u00f4i ngh\u0129 t\u00f4i kh\u00f4ng bao gi\u1edd th\u00e8m ch\u1ea1y m\u00e0 \u1ed5ng \u0111\u00e3 mua cho con em \u0111i h\u1ecdc v\u00e0 n\u00f3 \u0111\u00e3 ra tr\u01b0\u1eddng, chi\u1ebfc xe r\u1ec9 v\u00e0 c\u0169 r\u00edch. T\u00f4i l\u00e1i xe \u0111i h\u1ecdc l\u1ea1i, m\u1eb7c \u0111\u1ed3 Neiman Marcus ng\u1ed3i xe civic, anh t\u00f4i n\u00f3i con ng\u01b0\u1eddi t\u00f4i ch\u01b0a \u0111\u1ee7 t\u01b0 c\u00e1ch ch\u1ea1y xe t\u1ed1t, m\u1eb7c \u0111\u1ed3 \u0111\u1eb9p, ph\u1ea3i ch\u1ec9nh \u0111\u1ed1n. \u0110i h\u1ecdc kh\u00f4ng kh\u00f3, t\u00f4i h\u1ecdc l\u1ea1i t\u1eed \u0111\u1ea7u, \u0111i v\u00e0o l\u1edbp, ng\u1ed3i b\u00e0n \u0111\u1ea7u, l\u1ef1a th\u1ea7y kh\u00f3, kh\u00f4ng h\u1ecdc t\u1ee7, h\u1ecdc \u0111\u1ec3 hi\u1ec3u, l\u1ea5y nhi\u1ec1u l\u1edbp \u0111\u1ec3 ra tr\u01b0\u1eddng l\u1eb9. T\u00f4i ra tr\u01b0\u1eddng n\u0103m 31 tu\u1ed5i. C\u00e1i hay c\u1ee7a n\u01b0\u1edbc M\u1ef9 n\u00e0y l\u00e0 h\u00e3ng ph\u1ea3i tr\u1ea3 ti\u1ec1n theo b\u1eb1ng c\u1ea5p c\u1ee7a m\u00ecnh, d\u00f9 m\u00ecnh c\u00f3 h\u1ecdc g\u1ea7n ra tr\u01b0\u1eddng v\u00e0 gi\u1ecfi, n\u00f3 c\u0169ng kh\u00f4ng t\u00ednh, lu\u00f4n lu\u00f4n ph\u1ea3i l\u00e0m nhi\u1ec1u h\u01a1n v\u00e0 tr\u1ea3 ti\u1ec1n \u00edt h\u01a1n. Mu\u1ed1n s\u1ed1ng t\u1eb1n ti\u1ec7n, ph\u1ea3i l\u1ee5c coupons h\u00e0ng tu\u1ea7n, mua \u0111\u1ed3 on sale v\u00e0 kh\u00f4ng mua \u0111\u1ed3 kh\u00f4ng c\u1ea7n thi\u1ebft, nh\u1eefng c\u00e1i \u0111\u1ed3ng h\u1ed3 Cartier, Tag Heuer kh\u00f4ng l\u00e0m g\u00ec. C\u1ea7m b\u1eb1ng trong tay, t\u00f4i y\u00ean l\u00f2ng. \u0110i xin vi\u1ec7c, nh\u1edd \u00f4ng anh gi\u1edbi thi\u1ec7u v\u00e0o m\u1ed9t h\u00e3ng nh\u1ecf, t\u00ean manager tr\u1ea3 th\u1eadt th\u1ea5p $40k\/n\u0103m, t\u00f4i c\u0169ng nh\u1eadn nh\u01b0ng n\u00f3i n\u1ebfu 6 th\u00e1ng m\u00e0 gi\u1eef t\u00f4i, ph\u1ea3i l\u00ean l\u01b0\u01a1ng. T\u00f4i l\u00e0m h\u1ebft m\u00ecnh, \u0111em s\u00e1ch s\u1edf v\u1ec1 \u0111\u1ecdc \u0111\u00eam, sau ba th\u00e1ng n\u00f3 \u0111\u00e3 l\u00ean cho t\u00f4i $60k. \u0110\u1eddi s\u1ed1ng thay \u0111\u1ed5i ho\u00e0n to\u00e0n, sau hai n\u0103m, t\u00f4i \u0111\u00e3 c\u00f3 m\u1ed9t chi\u1ebfc xe Audi A6 m\u1edbi. Theo t\u00f4i, m\u00ecnh kh\u00f4ng bao gi\u1edd qu\u00e1 gi\u00e0 \u0111\u1ec3 \u0111i h\u1ecdc, ra tr\u01b0\u1eddng, n\u00f3 l\u00e0 investment cho c\u1ea3 \u0111\u1eddi, nh\u1ea5t ngh\u1ec7 tinh, nh\u1ea5t th\u00e2n vinh, b\u00ean M\u1ef9 m\u00ecnh ph\u1ea3i c\u00f3 m\u1ed9t Career v\u00e0 c\u1ee9 n\u00f3 m\u00e0 theo. Ph\u1ea3i l\u00e0m g\u00ec m\u00e0 m\u00ecnh th\u00edch, khi m\u00ecnh th\u00edch l\u00e0m th\u00ec c\u00f4ng vi\u1ec7c s\u1ebd nh\u1eb9 nh\u00e0ng v\u00e0 vui v\u1ebb, kh\u00f4ng bi\u1ebft m\u1ec7t. B\u1ecf c\u00e1i t\u00ednh VN nghi k\u1ef5, d\u00e8m pha, ghen tu\u00f4ng, kh\u00f4ng ph\u1ee5c ai, kh\u00f4ng ai h\u01a1n m\u00ecnh th\u00ec trong s\u1edf n\u00f3 s\u1ebd th\u00edch m\u00ecnh v\u00e0 ngo\u00e0i \u0111\u1eddi g\u1eb7p nhi\u1ec1u s\u1ef1 d\u1ec5 d\u00e3i. Nh\u1eefng c\u00f4ng vi\u1ec7c t\u1edbi tay ch\u00e2n ph\u1ea3i ngh\u0129 t\u1edbi t\u01b0\u01a1ng lai, khi l\u1edbn tu\u1ed5i, tay s\u1ebd c\u1ee9ng l\u1ea1i, s\u1ebd kh\u00f4ng l\u00e0m \u0111\u01b0\u1ee3c ph\u1ea3i t\u00ednh l\u1ea1i ho\u1eb7c \u0111\u1ec3 d\u00e0nh nhi\u1ec1u ti\u1ec1n cho ng\u00e0y kh\u00f4ng l\u00e0m \u0111\u01b0\u1ee3c. Duy\u00ean s\u1ed1 l\u1ea1i thay \u0111\u1ed5i n\u1eefa, boss \u0111i l\u00ean thung l\u0169ng hoa v\u00e0ng, g\u1ecdi m\u00ecnh l\u00ean theo, b\u1ecf Nam Cali c\u1ea3 \u0111\u1eddi, ch\u1ea1y l\u00ean, g\u1eb7p b\u00e0 x\u00e3, th\u1ebf l\u00e0 xong \u0111\u1eddi trai LOL. Hai v\u1ee3 ch\u1ed3ng c\u00f3 b\u1eb1ng c\u1ea5p, s\u1ed1ng t\u1eb1n ti\u1ec7n, c\u00f3 k\u1ebf ho\u1ea1ch cho gia \u0111\u00ecnh, c\u00f3 ti\u1ec1n kh\u00f4ng kh\u00f3, c\u00f3 gia \u0111\u00ecnh \u00eam th\u1ea5m quan tr\u1ecdng h\u01a1n, nh\u01b0ng c\u00e1i lu\u1eadt \u0111\u1eddi, t\u1ec1 gia b\u00ecnh thi\u00ean h\u1ea1, gia \u0111\u00ecnh \u00eam th\u1ea5m, ti\u1ec1n \u0111i theo. Ai \u0111\u1ecdc b\u00e0i c\u0169 c\u1ee7a t\u00f4i, hai v\u1ee3 ch\u1ed3ng n\u1ee3 $160k khi l\u1ea5y nhau, \u0111\u1ec3 d\u00e0nh ti\u1ec1n, ch\u1ea1y xe c\u0169, tr\u1ea3 n\u1ee3, \u1edf tr\u1ecd th\u1eadt r\u1ebb. Khi c\u00f3 \u0111\u1ee9a con \u0111\u1ea7u l\u00f2ng, n\u1ee3 \u0111\u00e3 h\u1ebft, c\u00f3 con th\u1ee9 hai, b\u00e0n t\u00ednh mua nh\u00e0, c\u00e1i nh\u1eabn c\u01b0\u1edbi $3k v\u1eabn \u0111eo, l\u1ef1a khu t\u1ed1t, \u0111\u1eaft h\u01a1n, nh\u01b0ng s\u1ebd t\u1ed1t cho con c\u00e1i, \u1edf khu VN l\u00e0 con dao hai l\u01b0\u1ee1i, \u1edf xa h\u01a1n, t\u1ed1t h\u01a1n, \u00edt nghe \u0110.M. l\u1eddi ch\u00e0o bu\u1ed5i s\u00e1ng c\u1ee7a m\u1ea5y anh ta \u0111\u00e2y, nghe r\u00f9ng m\u00ecnh. Theo l\u1edbp kinh t\u1ebf (economic 101), m\u00ecnh ph\u1ea3i l\u00e0m nhi\u1ec1u ti\u1ec1n h\u01a1n s\u1edf h\u1ee5i h\u00e0ng th\u00e1ng th\u00ec m\u1edbi \u0111\u1ec3 d\u00e0nh \u0111\u01b0\u1ee3c, m\u00e0 ti\u1ec1n \u0111\u1ec3 d\u00e0nh ph\u1ea3i t\u1ea1o ra ti\u1ec1n l\u1eddi \u0111\u1ec3 n\u00f3 nhi\u1ec1u l\u00ean th\u00eam. Lu\u00f4n lu\u00f4n ph\u1ea3i h\u1ecfi \u201csau 5 n\u0103m m\u00ecnh s\u1ebd nh\u01b0 th\u1ebf n\u00e0o v\u00e0 ph\u1ea3i l\u00e0m sao \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1i goal?\u201d Ai c\u0169ng n\u00f3i \u0111i mua lotto s\u1ebd c\u00f3 ng\u00e0y tr\u00fang, nh\u01b0ng \u0111a s\u1ed1 nh\u1eefng ng\u01b0\u1eddi tr\u00fang kh\u00f4ng bi\u1ebft qu\u1ea3n tr\u1ecb c\u0169ng m\u1ea5t h\u1ebft. Tr\u1eddi sinh voi sinh c\u1ecf, t\u00ednh l\u00e0m g\u00ec cho n\u00f3 m\u1ec7t. C\u0169ng \u0111\u01b0\u1ee3c, m\u1ed7i ng\u01b0\u1eddi m\u1ed7i \u00fd. Khi mang n\u1ee3, c\u00e1i c\u1ea3m t\u01b0\u1edfng nh\u01b0 m\u00ecnh \u0111ang \u0111u\u1ed1i, kh\u00f4ng l\u00ean \u0111\u01b0\u1ee3c v\u00e0 d\u1ec5 b\u1ecb \u201cdepression\u201d, gia \u0111\u00ecnh d\u1ec5 l\u1ee7ng c\u1ee7ng v\u00ec ng\u01b0\u1eddi kh\u00f3 s\u1ebd ngh\u0129 \u201cmoney is the root of all evils\u201d. Kh\u00f4ng bi\u1ebft th\u00ec kh\u00f4ng nh\u1edb khi kh\u00f4ng c\u00f3, khi bi\u1ebft c\u00e1i c\u1ea3m t\u01b0\u1edfng c\u1ee7a kh\u00f4ng n\u1ee3 v\u00e0 c\u00f3 ti\u1ec1n trong b\u0103ng, n\u00f3 l\u00e0 m\u1ed9t c\u00e1i feelings tuy\u1ec7t v\u1eddi, v\u00e0 c\u00e1i hay c\u1ee7a c\u00e1i c\u00f3 ti\u1ec1n l\u00e0 kh\u00f4ng mu\u1ed1n m\u1ea5t c\u00e1i feelings n\u00e0y, th\u00ec l\u1ea1i s\u00e0i k\u1ef9 h\u01a1n, m\u1eb9 t\u00f4i qu\u00e1 \u0111\u00fang. T\u00f4i nh\u1eafc b\u00e0 x\u00e3 v\u1ec1 c\u00e1i nh\u1eabn nh\u1ecf, b\u1ea3 ch\u1ec9 c\u01b0\u1eddi, nh\u1eabn b\u1ea3 \u0111\u1eb9p r\u1ed3i, c\u00e1i quan tr\u1ecdng l\u00e0 lo cho hai \u0111\u1ee9a con \u0111i h\u1ecdc \u0111\u1ea1i h\u1ecdc, t\u1ed1n ti\u1ec1n, v\u00e0 nh\u00e0 c\u1eeda t\u01b0\u01a1m t\u1ea5t, xe c\u1ed9 \u0111\u1ec1 hu\u1ec1, s\u0129 di\u1ec7n v\u1edbi ai. Theo t\u00f4i, gia \u0111\u00ecnh \u0111\u1ea7m \u1ea5m, \u0111\u1ed3ng v\u1ee3 \u0111\u1ed3ng ch\u1ed3ng con c\u00e1i, k\u1ebf ho\u1ea1ch t\u1ed1t, ti\u1ec1n s\u1ebd c\u00f3, m\u1ed9t th\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh, gia \u0111\u00ecnh t\u00f4i mua m\u00f3n g\u00ec, \u0111i \u0111\u00e2u, c\u0169ng c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a m\u1ecdi ng\u01b0\u1eddi trong gia \u0111\u00ecnh, more heads are better than one. \u0110\u1eebng ham ti\u1ec1n l\u1eb9, \u0111i h\u1ecdc \u0111\u01b0\u1ee3c c\u1ee9 \u0111i, \u0111\u1eebng ngh\u0129 g\u1ea7n m\u00e0 n\u00ean ngh\u0129 xa, \u0111\u1eebng ngh\u0129 m\u00ecnh kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng m\u00e0 ngh\u0129 th\u00e0 kh\u00f3 kh\u0103n v\u00e0i n\u0103m m\u00e0 s\u01b0\u1edbng c\u1ea3 \u0111\u1eddi c\u00f2n l\u1ea1i. M\u00ecnh kh\u00f4ng bi\u1ebft kh\u1ea3 n\u0103ng c\u1ee7a m\u00ecnh nh\u01b0 th\u1ebf n\u00e0o cho t\u1edbi khi m\u00ecnh b\u1ecb n\u1eb1m trong g\u00f3c k\u1eb9t, kh\u00f4ng \u0111\u01b0\u1eddng ra. T\u00f4i c\u00e1m \u01a1n tr\u1eddi \u0111\u00e3 cho t\u00f4i c\u00e1i \u0111\u00eam \u0111\u00f3 v\u00e0 trong t\u00ecnh tr\u1ea1ng th\u1ea5p nh\u1ea5t trong \u0111\u1eddi. B\u00e2y gi\u1edd trong b\u00e0n \u0103n, t\u1ee5i nh\u00f3c v\u00e0 b\u00e0 x\u00e3 v\u1eabn m\u00f3c m\u00e1y t\u00f4i “daddy got kicked out from school.” T\u00f4i ch\u1ec9 c\u01b0\u1eddi bi\u1ebft n\u00f3i g\u00ec b\u00e2y gi\u1edd LOL. Ch\u00fac m\u1ecdi ng\u01b0\u1eddi may m\u1eafn v\u00e0 t\u00ecm ra ch\u00e2n l\u00fd.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bill Gates c\u00f3 c\u00e2u \u201cif you\u2019re born poor it\u2019s not your mistake, but if you die poor it\u2019s your mistake\u201d, nh\u1ea5t l\u00e0 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi t\u1ecb n\u1ea1n VN ch\u00fang ta. \u0110a s\u1ed1 ch\u00fang ta qua \u0111\u00e2y v\u1edbi nh\u1eefng b\u00e0n tay tr\u1eafng, theo t\u00f4i ngh\u0129 Vi\u1ec7t Ki\u1ec1u l\u00e0 nh\u1eefng ng\u01b0\u1eddi r\u1ea5t may m\u1eafn. T\u00f4i c\u1ea3m th\u1ea5y …<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1048],"tags":[1087,1088],"class_list":["post-6054","post","type-post","status-publish","format-standard","hentry","category-song-tan-tien","tag-tien","tag-trung-luu"],"views":48,"_links":{"self":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/6054","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/comments?post=6054"}],"version-history":[{"count":1,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/6054\/revisions"}],"predecessor-version":[{"id":6055,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/6054\/revisions\/6055"}],"wp:attachment":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/media?parent=6054"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/categories?post=6054"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/tags?post=6054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}