{"id":6781,"date":"2025-03-27T15:44:05","date_gmt":"2025-03-27T22:44:05","guid":{"rendered":"https:\/\/www.dognmonkey.com\/svlifevn\/?p=6781"},"modified":"2025-03-27T15:46:03","modified_gmt":"2025-03-27T22:46:03","slug":"being-wealthy","status":"publish","type":"post","link":"https:\/\/www.dognmonkey.com\/svlifevn\/being-wealthy.html","title":{"rendered":"Being Wealthy"},"content":{"rendered":"

H\u00f4m nay m\u00ecnh mu\u1ed1n n\u00f3i v\u1ec1 ch\u1eef \u201cWealthy<\/b>\u201d, ti\u1ebfng Vi\u1ec7t kh\u00f4ng c\u00f3 ch\u1eef n\u00e0y theo \u00fd c\u1ee7a ng\u01b0\u1eddi M\u1ef9 v\u00e0 m\u00ecnh kh\u00f4ng bi\u1ebft v\u1ec1 \u0110\u1ea1i Gia VN<\/b>.<\/em><\/p>\n

Wealthy<\/b> \u0111\u00fang ngh\u0129a c\u1ee7a n\u00f3 l\u00e0 ng\u01b0\u1eddi kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 ti\u1ec1n b\u1ea1c cho t\u01b0\u01a1ng lai. Ngh\u0129a l\u00e0 sao? Ti\u1ec1n v\u00e0o lu\u00f4n lu\u00f4n nhi\u1ec1u h\u01a1n ti\u1ec1n ra<\/b>, kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 th\u1eadt nhi\u1ec1u ti\u1ec1n nh\u01b0 Vi\u1ec7t nh\u00e0 ta g\u1ecdi l\u00e0 \u0110\u1ea1i Gia<\/b>. Nh\u1edd m\u00ecnh \u0111i \u0111\u00e1nh golf, g\u1eb7p \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi M\u1ef9 gi\u00e0, th\u1eadt Wealthy v\u00e0 gi\u1ea3ng cho m\u00ecnh nh\u1eefng s\u1ef1 \u0111\u1ea7u t\u01b0 r\u1ea5t hay. S\u1ed1 m\u00ecnh may m\u1eafn g\u1eb7p to\u00e0n ng\u01b0\u1eddi t\u1ed1t, m\u00ecnh mong m\u1ecdi ng\u01b0\u1eddi hi\u1ec3u m\u00ecnh n\u00f3i g\u00ec. C\u00f3 m\u1ed9t c\u00e1i t\u1eeb h\u1ed3i m\u00ecnh bi\u1ebft Wealthy l\u00e0 nh\u01b0 th\u1ebf n\u00e0o, m\u00ecnh tr\u00e1nh ng\u01b0\u1eddi thua thi\u1ec7t, bi quan, m\u1edf mi\u1ec7ng l\u00e0 b\u00e1c h\u1ebft nh\u1eefng g\u00ec hay<\/b>, n\u00f3i th\u00ec nghe k\u1ef3 th\u1ecb nh\u01b0ng m\u00ecnh ch\u01b0a \u0111\u1ee7 t\u01b0 c\u00e1ch \u0111\u1ec3 \u0111\u1ea5u ch\u1ecdi v\u1edbi nh\u1eefng s\u1ef1 bi quan (negative vibes)<\/b> n\u00e0y. N\u00ean mu\u1ed1n \u0111\u1ed5i \u0111\u1eddi, ph\u1ea3i \u0111\u1ed5i lu\u00f4n c\u1ea3 ng\u01b0\u1eddi m\u00ecnh chung \u0111\u1ee5ng h\u1eb1ng ng\u00e0y, g\u1ea7n m\u1ef1c th\u00ec \u0111en g\u1ea7n \u0111\u00e8n th\u00ec s\u00e1ng. H\u00ean b\u00e0 x\u00e3 c\u0169ng hi\u1ec3u v\u00e0 gia \u0111\u00ecnh m\u00ecnh h\u01b0\u1edfng v\u1edbi nhau nhi\u1ec1u h\u01a1n v\u00e0 ch\u1ec9 \u0111i g\u1eb7p nh\u1eefng gia \u0111\u00ecnh l\u1ea1c quan<\/b> m\u00e0 th\u00f4i.<\/em><\/p>\n

Ng\u01b0\u1eddi tr\u00fang s\u1ed1 \u0111\u1ed9c \u0111\u1eafc c\u1ea3 tri\u1ec7u b\u1ea1c, Rich, gi\u1ea7u, nh\u01b0ng n\u1ebfu kh\u00f4ng bi\u1ebft c\u00e1ch duy tr\u00ec v\u00e0 \u0111\u1ea7u t\u01b0 th\u00ec \u0111a s\u1ed1 tr\u1edf l\u1ea1i nh\u01b0 l\u00fac ban \u0111\u1ea7u v\u00ec ti\u1ec1n ra nhi\u1ec1u h\u01a1n ti\u1ec1n c\u00f3<\/b>. Nh\u01b0 m\u1eb9 m\u00ecnh th\u01b0\u1eddng n\u00f3i, c\u00f3 m\u00e0 kh\u00f4ng l\u00e0m m\u00e0 ch\u1ec9 bi\u1ebft \u0103n th\u00ec \u0111\u1ea5t c\u0169ng l\u1edf<\/b> LOL.<\/em><\/p>\n

Con em m\u00ecnh s\u1eafp 6 b\u00f3, b\u00e1n c\u0103n nh\u00e0 n\u0103m ngo\u00e1i l\u00fac cao \u0111\u01b0\u1ee3c $3.2M<\/b>, \u0111i m\u01b0\u1edbn nh\u00e0 g\u1ea7n \u0111\u00f3 $6k\/th\u00e1ng<\/b>.\u00a0 <\/span>Ti\u1ec1n b\u1ecf v\u00e0o \u0111\u1ea7u t\u01b0 g\u1ecdi l\u00e0 \u201cconservative<\/b>\u201d ngh\u0129a l\u00e0 \u201cl\u1eddi \u00edt nh\u01b0ng ch\u1eafc \u0103n<\/b>\u201d 6%-10% m\u1ed9t n\u0103m<\/b>, n\u1ebfu ch\u1ec9 b\u1ecf v\u00e0o $2.5M l\u00e0 c\u00f3 $150k-$250k m\u1ed9t n\u0103m, con \u0111\u00e3 l\u1edbn, hai v\u1ee3 ch\u1ed3ng c\u00f3 SS kho\u1ea3ng $5k\/$60k m\u1ed9t n\u0103m, \u0111i du l\u1ecbch, \u0103n u\u1ed1ng, mua Volvo, mua Hybrid ch\u1ea1y h\u00e0ng ng\u00e0y, c\u1ea3 ti\u1ec1n m\u01b0\u1edbn nh\u00e0 c\u0169ng ch\u1ec9 t\u1edbi $150k-$200k m\u1ed9t n\u0103m l\u00e0 qu\u00e1 sang r\u1ed3i. \u0110\u00e2y l\u00e0 m\u1ed9t cu\u1ed9c s\u1ed1ng Wealthy<\/b> c\u00f2n l\u1ea1i trong \u0111\u1eddi hai \u0111\u1ee9a.<\/em><\/p>\n

M\u00ecnh \u0111\u00e3 d\u1ea1y con m\u00ecnh l\u00e0m sao \u0111\u1ec3 being wealthy<\/b>, \u0111i l\u00e0m \u0111\u1ec3 d\u00e0nh ti\u1ec1n, v\u00e0 build c\u00e1i wealth theo \u00fd m\u00ecnh mu\u1ed1n cho t\u01b0\u01a1ng lai, con m\u00ecnh 18 tu\u1ed5i, \u0111i l\u00e0m \u0111\u00e3 bi\u1ebft \u0111\u1ec3 d\u00e0nh, v\u00e0 \u0111\u1ea7u t\u01b0, c\u0169ng mua ch\u1ee9ng kho\u00e1n nh\u01b0 m\u00ecnh khuy\u00ean, con b\u00e9 r\u1ea5t h\u00e3nh di\u1ec7n khi \u0111i \u0111\u00e2u c\u0169ng n\u00f3i m\u00ecnh c\u00f3 stocks c\u00f2n b\u1ed1 th\u00ec mua cho iBond cho khi ra tr\u01b0\u1eddng. Con b\u00e9 ch\u1ea1y chi\u1ebfc 2019 e-Golf m\u00ecnh mua m\u00e0 th\u00edch qu\u00e1, kh\u00f4ng c\u1ea7n s\u0129 di\u1ec7n v\u1edbi b\u1ea1n b\u00e8 m\u00e0 l\u1ea1i c\u00f2n th\u00edch v\u00ec kh\u00f4ng ph\u1ea3i \u0111\u1ed5 x\u0103ng, \u0111i v\u1ec1 th\u00ec b\u1ed1 charge xe cho, \u0111\u1eddi b\u00e9 \u0111\u1eb9p sao.<\/em><\/p>\n

Nh\u1edb \u0111\u1ecdc b\u00e0i m\u00ecnh vi\u1ebft v\u1ec1 t\u00e0i ch\u00e1nh gia \u0111\u00ecnh \u0111\u1ec3 sau n\u00e0y c\u00f3 m\u1ed9t cu\u1ed9c s\u1ed1ng Wealthy<\/b>. Ti\u1ec1n \u0111\u1ec3 d\u00e0nh m\u00e0 kh\u00f4ng \u0111\u1ebb ra ti\u1ec1n th\u00ec kh\u00f4ng bao gi\u1edd Wealthy \u0111\u01b0\u1ee3c, ng\u01b0\u1eddi mu\u1ed1n l\u00e0m gi\u1ea7u th\u00ec \u0111\u1ea7u t\u01b0 v\u00e0o \u0111\u1ecba \u1ed1c, m\u1ed9t ng\u00e0y s\u1ebd b\u00e1n ra c\u00f3 l\u1eddi c\u1ea3 T\u1ef7, nh\u01b0ng n\u1ebfu kh\u00f4ng bi\u1ebft \u0111\u1ea7u t\u01b0 v\u00e0o ch\u1ee9ng kho\u00e1n ho\u1eb7c bonds th\u00ec c\u0169ng \u0103n s\u1ebd h\u1ebft. Ng\u01b0\u1eddi kh\u00f4ng bi\u1ebft \u0111\u1ea7u t\u01b0 th\u00ec mua Life Insurance<\/b> \u0111\u1ee7 ki\u1ec3u.<\/em><\/p>\n

Trong \u0111\u1eddi s\u1ed1ng c\u00f3 hai lo\u1ea1i ng\u01b0\u1eddi, n\u00f3i ra v\u00e0 n\u00f3i v\u00e0o<\/b>, ng\u01b0\u1eddi l\u00e0m sai b\u1ecb thua thi\u1ec7t th\u00ec s\u1ee3 c\u1ea3 \u0111\u1eddi, ng\u01b0\u1eddi kh\u00f4ng d\u00e1m l\u00e0m th\u00ec suy di\u1ec5n ho\u1eb7c n\u00f3i h\u1eddi h\u1ee3t, kh\u00f4ng c\u00f3 th\u1ef1c ch\u1ea5t. M\u00ecnh ch\u1ec9 n\u00f3i nh\u1eefng g\u00ec m\u00ecnh \u0111\u00e3 v\u00e0 \u0111ang<\/b> l\u00e0m.\u00a0 <\/span>Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n ch\u1ec9 m\u1edbi r\u1edbt m\u1ed9t hai l\u1ea7n trong c\u1ea3 m\u1ea5y th\u1eadp ni\u00ean, 2008 , 2020<\/b> v\u00e0 n\u0103m nay, n\u00f3 l\u00ean th\u1eb3ng th\u1eebng trong bao nhi\u00eau n\u0103m tr\u1eddi, \u0111\u00e1ng l\u1ebd \u0111\u00e3 ph\u1ea3i l\u1eddi r\u1ea5t nhi\u1ec1u v\u00e0 n\u0103m nay c\u00f3 xu\u1ed1ng c\u0169ng kh\u00f4ng sao, ph\u1ea3i nh\u1edb, kh\u00f4ng b\u00e1n l\u1ed7 th\u00ec kh\u00f4ng m\u1ea5t ti\u1ec1n (paperloss) kh\u00f4ng t\u00ednh, ch\u1ec9 khi b\u00e1n n\u00f3 m\u1edbi c\u00f3 l\u1eddi l\u1ed7 th\u00f4i. Ng\u01b0\u1eddi l\u00e0m b\u1eady th\u00ec b\u00e1n l\u1ed7, m\u1ea5t h\u1ebft, khi n\u00f3 tr\u1edf l\u1ea1i cao h\u01a1n th\u00ec kh\u00f4ng d\u00e1m mua, ti\u1ec1n b\u1ea1c c\u1ee9 h\u00e0ng ng\u00e0y c\u00e0ng suy s\u1ee5p. M\u00ecnh \u0111\u00e3 t\u1eebng n\u1eb1m trong t\u00ecnh tr\u1ea1ng n\u00e0y khi \u0111\u1ed9c th\u00e2n, l\u00e0m l\u01b0\u01a1ng cao m\u00e0 n\u1ee3 t\u1edbi c\u1ea3 $100k khi l\u1eadp gia \u0111\u00ecnh. Ph\u1ea3i hi\u1ec3u c\u00e1i th\u1ecb tr\u01b0\u1eddng, \u0111\u1ecdc v\u00e0 coi videos m\u00ecnh l\u00e0m \u0111\u1ec3 hi\u1ec3u, khi \u0111\u00e3 hi\u1ec3u th\u00ec kh\u00f4ng c\u00f2n s\u1ee3 v\u00e0 tin t\u01b0\u1edfng \u1edf ch\u00ednh m\u00ecnh, th\u00ec l\u00fac \u0111\u00f3 m\u1edbi c\u00f3 t\u01b0\u01a1ng lai \u201cWealthy\u201d. C\u1ea3 bao nhi\u00eau ng\u01b0\u1eddi s\u1ed1ng Wealthy \u1edf M\u1ef9, t\u1ea1i sao m\u00ecnh kh\u00f4ng l\u00e0m \u0111\u01b0\u1ee3c. N\u1ebfu ai v\u00e0o ch\u1ee9ng kho\u00e1n c\u0169ng thua h\u1ebft th\u00ec sao n\u01b0\u1edbc M\u1ef9 wealthy th\u1ebf. Kh\u00f4ng bao gi\u1edd nghe ng\u01b0\u1eddi thua, m\u00e0 follow the real money. Ph\u1ea3i lo\u1ea1i t\u00ednh v\u00e0 ng\u01b0\u1eddi bi quan, kh\u00f4ng th\u00e8m \u0111\u1ee5ng t\u1edbi, t\u00ecm hi\u1ec3u v\u00e0 th\u1eafng c\u00e1i th\u1ecb tr\u01b0\u1eddng th\u00ec s\u1ebd l\u1ea1c quan h\u01a1n. Hi\u1ec7p s\u0129 m\u00f9 nghe gi\u00f3 ki\u1ebfm l\u00e0 kh\u00f3 th\u1eafng th\u1ecb tr\u01b0\u1eddng. M\u00ecnh kh\u00f4ng bao gi\u1edd khuy\u00ean con m\u00ecnh mua nh\u1eefng g\u00ec m\u00ecnh kh\u00f4ng mua c\u1ea3, n\u1ebfu m\u00ecnh n\u00f3i mua AAPL, NVDA l\u00e0 m\u00ecnh \u0111\u00e3 c\u00f3 r\u1ed3i, nh\u01b0ng m\u00ecnh mua ETF \u0111\u00e3 c\u00f3 c\u1ea3 hai stocks n\u00e0y, ph\u1ea3i \u0111\u1ecdc b\u00e0i m\u00ecnh vi\u1ebft v\u1ec1 ETF. Ph\u1ea3i nh\u1edb \u0111\u1ea7u t\u01b0 l\u00e0 chuy\u1ec7n l\u00e2u d\u00e0i, t\u00ednh t\u1eeb n\u0103m, 5 n\u0103m, v\u00e0 10 n\u0103m. \u0110\u1eebng nh\u00ecn g\u1ea7n m\u00e0 n\u00ean nh\u00ecn xa v\u00ec n\u1ebfu kh\u00f4ng l\u00e0m g\u00ec 10 n\u0103m sau m\u00ecnh v\u1eabn nh\u01b0 v\u1eady, th\u1eddi gian tr\u00f4i kh\u00f4ng ch\u1edd ai c\u1ea3. Nh\u00ecn l\u1ecbch s\u1eed SP500, DOW, NASDAQ, l\u00ean c\u1ea3 m\u1ea5y ch\u1ee5c n\u0103m m\u00e0 n\u0103m n\u00e0o c\u0169ng trung b\u00ecnh tr\u00ean 10-15%<\/b>, th\u00ec th\u1eed ngh\u0129, 1, 2 n\u0103m r\u1edbt c\u00f3 ngh\u0129a l\u00fd g\u00ec, nh\u01b0ng m\u00ecnh v\u1eabn c\u00f3 th\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng k\u1ef3 xu\u1ed1ng n\u00e0y n\u1ebfu m\u00ecnh \u0111\u1ec3 \u00fd v\u00e0 s\u1ebd l\u1eddi kinh ho\u00e0ng m\u1ea5y n\u0103m t\u1edbi.<\/em><\/p>\n

Ai c\u0169ng c\u00f3 th\u1ec3 Wealthy<\/b> theo \u00fd ngh\u0129 c\u1ee7a ri\u00eang m\u00ecnh, ng\u01b0\u1eddi l\u00e0m \u00edt ti\u1ec1n, wealthy theo m\u1ef1c s\u1ed1ng \u00edt, nh\u01b0ng ph\u1ea3i ngh\u0129 xa h\u01a1n l\u00e0 \u00edt ti\u1ec1n khi b\u1ecb tai n\u1ea1n, kh\u1ee7ng ho\u1ea3ng v\u1ec1 t\u00e0i ch\u00e1nh, th\u00ec c\u00e1i Wealth kia c\u00f3 th\u1ec3 bi\u1ebfn m\u1ea5t, n\u00ean ph\u1ea3i b\u00e0n t\u00ednh v\u00e0 mua \u0111\u1ee7 nh\u1eefng b\u1ea3o hi\u1ec3m<\/b> \u0111\u1ec3 nh\u1eefng tai n\u1ea1n n\u00e0y kh\u00f4ng th\u1ec3 ph\u00e1 m\u1ea5t c\u00e1i Weath c\u1ee7a m\u00ecnh \u0111\u01b0\u1ee3c.<\/em><\/p>\n

M\u1ed9t c\u00e1i ch\u00ednh trong s\u1ef1 b\u00e0n t\u00ednh \u0111\u1ec3 \u0111\u01b0\u1ee3c Wealthy l\u00e0 ph\u1ea3i bi\u1ebft l\u00e0m to\u00e1n v\u00e0 trung th\u1ef1c v\u1edbi t\u00ecnh tr\u1ea1ng t\u00e0i ch\u00e1nh gia \u0111\u00ecnh. \u0110\u1ec3 m\u00ecnh l\u00e0m th\u00ed d\u1ee5 v\u1ec1 t\u00e0i ch\u00e1nh gia \u0111\u00ecnh m\u00ecnh. \u0110\u00e2y l\u00e0 ti\u1ec1n m\u1eb7t ra kh\u1ecfi c\u1eeda.<\/em><\/p>\n

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  1. Ti\u1ec1n nh\u00e0 c\u1ea3 insurance v\u00e0 thu\u1ebf \u0111\u1ea5t. M\u1ed7i th\u00e1ng l\u00e0 $2700 + $120 + $1000 = $3,820 = $45,840<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  2. Ti\u1ec1n \u0111i\u1ec7n, n\u01b0\u1edbc, r\u00e1c, gas: M\u1ed7i th\u00e1ng $500-$600 = $7,200<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  3. Ti\u1ec1n Insurance, Xe c\u1ed9, Umbrella : $5,900<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  4. Ti\u1ec1n Phone + Internet: $197 m\u1ed9t th\u00e1ng = $2,364<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  5. Ti\u1ec1n ch\u1ee3 b\u00faa, \u0103n u\u1ed1ng, \u0111\u1ed3 d\u00f9ng trong nh\u00e0 = t\u1eb1n ti\u1ec7n $400\/tu\u1ea7n = $20,800<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  6. Ti\u1ec1n Vacation gia \u0111\u00ecnh m\u1ed9t n\u0103m hai l\u1ea7n = $12,000<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  7. Ti\u1ec1n xe c\u1ed9, tr\u1ea3 h\u1ebft r\u1ed3i, ch\u1ec9 tr\u1ea3 Registration 4 chi\u1ebfc = $1,600<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  8. Ti\u1ec1n x\u0103ng \u00edt v\u00ec c\u00f3 hai xe \u0111i\u1ec7n r\u1ed3i = $120 m\u1ed9t tu\u1ea7n = $6,200<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  9. Ti\u1ec1n Amazon, \u0111\u1ed3 v\u1edb v\u1ea9n cho con, gia \u0111\u00ecnh = $5,000<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  10. Ti\u1ec1n \u0111\u00f3ng Health Insurance cho gia \u0111\u00ecnh 2 tu\u1ea7n = $500<\/b> = $13,000<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
  11. Ti\u1ec1n d\u1ef1 tr\u1eef cho xe, nh\u00e0 l\u1eb7t v\u1eb7t = $2,000<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n<\/ol>\n

    C\u1ed9ng l\u1ea1i h\u1ebft = $121,904<\/b>\u00a0 <\/span>m\u1ed9t n\u0103m ti\u1ec1n m\u1eb7t ph\u1ea3i x\u00e0i.<\/em><\/p>\n

    B\u00e2y gi\u1edd n\u1ebfu \u0111\u1ecdc b\u00e0i c\u0169 v\u1ec1 t\u00e0i ch\u00e1nh gia \u0111\u00ecnh th\u00ec m\u00ecnh s\u1ebd bi\u1ebft m\u00ecnh c\u00f3 Wealthy hay kh\u00f4ng.<\/em><\/p>\n

    L\u01b0\u01a1ng b\u1ed5ng v\u00e0 Investments<\/b> = $400k\/n\u0103m, sau thu\u1ebf 38% = $248k – 122k (s\u1edf h\u1ee5i) = $126k<\/b> b\u1ecf ng\u01b0\u1ee3c v\u00e0o Investments.<\/em><\/p>\n

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    1. Revolving (cash flow) checking account (6-12 th\u00e1ng ti\u1ec1n nh\u00e0 v\u00e0 s\u1edf h\u1ee5i)<\/b> = $13,360 x 6= $80k, nh\u01b0ng b\u00e2y gi\u1edd th\u1ecb tr\u01b0\u1eddng \u0111ang r\u1ebb, m\u00ecnh b\u1ecf qua b\u00ean Short Term Investment broker ch\u1ec9 \u0111\u1ec3 \u1edf \u0111\u00e2y $30k-$40k<\/b> th\u00f4i.<\/em><\/li>\n
    2. Short Term Investment<\/b>: Ph\u1ea3i cho m\u00ecnh $60k<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n
    3. Long Term Investment<\/b>: Ph\u1ea3i cho m\u00ecnh $100k<\/b> m\u1ed9t n\u0103m.<\/em><\/li>\n<\/ol>\n

      Ng\u01b0\u1eddi ta n\u00f3i khi \u0111\u00e3 bi\u1ebft ki\u1ebfm ti\u1ec1n, th\u00ec th\u1eddi th\u1ebf n\u00e0o c\u0169ng ki\u1ebfm \u0111\u01b0\u1ee3c ti\u1ec1n, c\u00e1i quan tr\u1ecdng l\u00e0 lu\u00f4n lu\u00f4n ph\u1ea3i b\u1ea3o tr\u00ec ti\u1ec1n \u0111\u1ec3 kh\u1ecfi b\u1ecb m\u1ea5t h\u1ebft, m\u00e0 m\u00ecnh ch\u1ec9 m\u1ea5t khi m\u00ecnh kh\u00f4ng bi\u1ebft ki\u1ebfm ti\u1ec1n m\u00e0 th\u00f4i.<\/em><\/p>\n

      M\u00ecnh ph\u1ea3i ti\u1ebfn, v\u00ec khi m\u00ecnh ng\u1eebng, t\u1ee9c l\u00e0 m\u00ecnh \u0111i l\u00f9i v\u00ec th\u1eddi gian kh\u00f4ng ng\u1eebng v\u00e0 v\u1eadt ch\u1ea5t kh\u00f4ng ng\u1eebng, nh\u01b0ng kh\u00f4ng ph\u1ea3i v\u00ec th\u1ebf m\u00e0 m\u00ecnh ph\u1ea3i kh\u1ed5 s\u1edf, lo l\u1eafng, s\u1ee3 h\u00e3i<\/b>. M\u1ef9 c\u00f3 c\u00e2u \u201cfear results from NOT knowing, the unknown<\/b>\u201d ngh\u0129a l\u00e0 sao? M\u00ecnh s\u1ee3 v\u00ec m\u00ecnh kh\u00f4ng bi\u1ebft n\u00f3 s\u1ebd ra sao, m\u00ecnh kh\u00f4ng hi\u1ec3u n\u00f3 l\u00e0 g\u00ec, m\u00ecnh ng\u1ed3i suy di\u1ec5n v\u1edb v\u1ea9n. N\u1ebfu bi\u1ebft r\u1ed3i th\u00ec kh\u00f4ng c\u00f2n s\u1ee3 n\u1eefa, mu\u1ed1n bi\u1ebft th\u00ec ph\u1ea3i l\u00e0m sao? Kh\u00f4ng \u0111\u01b0\u1ee3c l\u01b0\u1eddi m\u00e0 ph\u1ea3i t\u00ecm hi\u1ec3u, \u201cthere\u2019s always a solution for a problem<\/b>\u201d. Problem l\u00e0 g\u00ec? Kh\u00f4ng sung t\u00fac, m\u00e0 sung t\u00fac l\u00e0 nh\u01b0 th\u1ebf n\u00e0o? M\u00ecnh ph\u1ea3i t\u1ef1 \u0111\u1ecbnh ngh\u0129a sung t\u00fac l\u00e0 g\u00ec v\u1edbi m\u00ecnh v\u00e0 t\u1ef1 t\u00ecm hi\u1ec3u v\u00e0 gi\u1ea3i quy\u1ebft c\u00e1i problem n\u00e0y. C\u00f3 ng\u01b0\u1eddi v\u1ee3, ng\u01b0\u1eddi ch\u1ed3ng b\u00ean c\u1ea1nh c\u00f9ng nhau Think Outside The Box v\u00e0 Be Proactive<\/b> th\u00ec solution r\u1ea5t l\u00e0 d\u1ec5 d\u00e0ng, \u0111\u1eebng v\u00e1c g\u00e1nh n\u1eb7ng m\u1ed9t m\u00ecnh m\u00ecnh, 2 heads are always better than one<\/b>. M\u00e0 ph\u1ea3i \u0111\u1eb7t c\u00e2u h\u1ecfi, Wealthy \u0111\u1ec3 l\u00e0m g\u00ec? IMHO b\u1ecf VN qua M\u1ef9 \u0111\u1ec3 c\u00f3 m\u1ed9t cu\u1ed9c s\u1ed1ng sung t\u00fac v\u00ec M\u1ef9 th\u1ec3 hi\u1ec7n cho s\u1ef1 Sung T\u00fac, th\u1ebf th\u00f4i.<\/em><\/p>\n

      M\u00ecnh \u0111\u1ec3 \u0111\u00e2y c\u00e1i playlist c\u1ee7a nh\u1eefng videos m\u00ecnh l\u00e0m v\u1ec1 ch\u1ee9ng kho\u00e1n b\u1eb1ng ti\u1ebfng vi\u1ec7t, coi m\u00e0 c\u00f3 m\u1ed9t kh\u00e1i ni\u1ec7m m\u00ecnh \u0111\u00e3 l\u00e0m g\u00ec \u0111\u1ec3 bi\u1ebfn t\u00e0i ch\u00e1nh t\u1eeb n\u1ee3 $160k t\u1edbi being Wealthy.<\/em><\/p>\n