{"id":6837,"date":"2022-10-02T14:24:20","date_gmt":"2022-10-02T21:24:20","guid":{"rendered":"https:\/\/www.dognmonkey.com\/svlifevn\/?p=6837"},"modified":"2025-04-19T13:32:24","modified_gmt":"2025-04-19T20:32:24","slug":"ke-hoach-cho-kinh-te-gia-dinh","status":"publish","type":"post","link":"https:\/\/www.dognmonkey.com\/svlifevn\/ke-hoach-cho-kinh-te-gia-dinh.html","title":{"rendered":"K\u1ebf Ho\u1ea1ch Cho Kinh T\u1ebf Gia \u0110\u00ecnh"},"content":{"rendered":"<p class=\"p1\"><em><b>\u0110\u1ec3 m\u00ecnh t\u00f3m t\u1eaft l\u1ea1i c\u00e1i Family Finance Planning<\/b> c\u1ee7a gia \u0111\u00ecnh m\u00ecnh, m\u00ecnh <b>kh\u00f4ng ph\u1ea3i l\u00e0 financial planner<\/b>, t\u1ea5t c\u1ea3 m\u1ecdi th\u1ee9 m\u00ecnh l\u00e0m l\u00e0 \u201c<b>think outside the box<\/b>\u201d v\u00e0 \u201c<b>be proactive<\/b>\u201d. \u0110\u1ecdc cho k\u1ef9 n\u1ebfu mu\u1ed1n th\u00e0nh c\u00f4ng trong v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00e1nh cho gia \u0111\u00ecnh v\u00ec m\u00ecnh \u0111\u00e3 v\u00e0 \u0111ang l\u00e0m. C\u00f2n mu\u1ed1n ch\u1eafc \u0103n th\u00ec \u0111i g\u1eb7p Financial Planner.<\/em><\/p>\n<ol class=\"ol1\">\n<li class=\"li1\"><em><b>Cashflow h\u00e0ng th\u00e1ng<\/b>: gia \u0111\u00ecnh ph\u1ea3i c\u00f3 <b>budget<\/b> cho h\u00e0ng th\u00e1ng, <b>cashflow l\u00e0 ti\u1ec1n v\u00e0o v\u00e0 ti\u1ec1n ra<\/b>, c\u00f3 th\u1ec3 n\u00f3 c\u00f3 danh t\u1eeb kh\u00e1c nh\u01b0ng ti\u1ec1n ra kh\u00f4ng \u0111\u01b0\u1ee3c cao h\u01a1n ti\u1ec1n v\u00e0o. The revolving account ph\u1ea3i \u00edt nh\u1ea5t b\u1eb1ng 6 th\u00e1ng ti\u1ec1n ra h\u00e0ng th\u00e1ng. Tr\u00ean \u0111\u00f3 th\u00ec b\u1ecf qua short term investment account \u0111\u1ec3 ki\u1ebfm ti\u1ec1n th\u00eam thay v\u00ec \u0111\u1ec3 trong b\u0103ng kh\u00f4ng c\u00f3 l\u1eddi.<\/em><\/li>\n<\/ol>\n<ol class=\"ol1\">\n<li class=\"li1\"><em><b>Short term investment<\/b> account: c\u00e1i n\u00e0y ph\u1ea3i l\u00e0 ti\u1ec1n c\u00f3 th\u1ec3 liquidate \u0111\u01b0\u1ee3c li\u1ec1n, theo m\u00ecnh n\u00f3 l\u00e0 brokerage accounts. Ph\u1ea3i \u0111\u1ecdc b\u00e0i m\u00ecnh vi\u1ebft v\u1ec1 coi stock charts v\u00e0 ch\u1ec9 invest v\u00e0o nh\u1eefng stock l\u1edbn short term, mua \u0111\u00fang th\u00ec 6 th\u00e1ng s\u1ebd c\u00f3 l\u1eddi. T\u1ea1i sao 6 th\u00e1ng, v\u00ec khi m\u00ecnh m\u1ea5t vi\u1ec7c, revolving account s\u1ebd b\u1ecb l\u00f4i ra x\u00e0i h\u1ebft th\u00ec d\u00f9ng ti\u1ec1n n\u00e0y b\u1ecf qua \u0111\u1ec3 s\u1ed1ng ti\u1ebfp, nh\u01b0ng n\u1ebfu l\u00e0m \u0103n \u0111\u00e0ng ho\u00e0ng th\u00ec ti\u1ec1n n\u00e0y s\u1ebd kh\u00f4ng ph\u1ea3i \u0111\u1ee5ng t\u1edbi v\u00e0 s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1eafp th\u00eam v\u00e0o m\u1ed7i th\u00e1ng t\u1eeb revolving account.<\/em><\/li>\n<\/ol>\n<ol class=\"ol1\">\n<li class=\"li1\"><em><b>Long term investment:<\/b> <b>Ibond, 401k, IRA, ROTH IRA v\u00e0 m\u1ed9t c\u00e1i nh\u00e0 mua \u1edf khu th\u1eadt t\u1ed1t<\/b> cho gia \u0111\u00ecnh an to\u00e0n v\u00e0 con c\u00e1i h\u1ecdc h\u00e0nh t\u1ed1t. M\u00ecnh ch\u1ec9 c\u00f3 short term investment accounts sau khi m\u00ecnh \u0111\u1ec3 ra ti\u1ec1n cho long term theo \u0111\u1ecbnh k\u1ef3 h\u00e0ng n\u0103m, ti\u1ec1n \u0111\u1ec3 d\u00e0nh cho t\u01b0\u01a1ng lai. Ti\u1ec1n n\u00e0y s\u1ebd kh\u00f4ng ph\u1ea3i d\u00f9ng t\u1edbi cho t\u1edbi khi revolving account h\u1ebft, short term investment h\u1ebft nh\u01b0ng n\u1ebfu c\u1ea3 hai c\u00e1i n\u00e0y m\u00e0 h\u1ebft l\u00e0 m\u00ecnh \u0111\u00e3 l\u00e0m g\u00ec sai l\u1ea7m r\u1ed3i. Long term investment ch\u1ec9 x\u00e0i khi v\u1ec1 h\u01b0u m\u00e0 th\u00f4i.<\/em><\/li>\n<\/ol>\n<ol class=\"ol1\">\n<li class=\"li1\"><em>Theo simple math th\u00ec <b>ti\u1ec1n l\u1eddi 10% c\u1ee7a s\u1ed1 ti\u1ec1n \u0111\u1ea7u t\u01b0 c\u00e0ng l\u1edbn th\u00ec c\u00e0ng nhi\u1ec1u v\u00ec v\u1eady th\u1ed1ng k\u00ea c\u1ee7a nh\u1eefng giai c\u1ea5p c\u1ee7a x\u00e3 h\u1ed9i c\u00e0ng ng\u00e0y c\u00e0ng xa nhau v\u1ec1 m\u1eb7t kinh t\u1ebf<\/b>. Con m\u00ecnh ph\u1ea3i \u0111\u1ec3 d\u00e0nh ti\u1ec1n c\u00e0ng nhi\u1ec1u c\u00e0ng t\u1ed1t n\u00ean b\u00e9 ch\u1ec9 x\u00e0i ti\u1ec1n b\u1ed1, ti\u1ec1n b\u00e9 b\u1ecf b\u0103ng LOL.<\/em><\/li>\n<\/ol>\n<p class=\"p3\"><em>M\u00ecnh mu\u1ed1n gi\u1ea3i th\u00edch s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa <b>401k Mutual Funds <\/b>v\u00e0 <b>IRA ETF<\/b>. Nhi\u1ec1u ng\u01b0\u1eddi h\u1ecfi ri\u00eang m\u00ecnh v\u1ec1 <b>401k roll over qua IRA<\/b>. Tr\u01b0\u1edbc khi m\u00ecnh mu\u1ed1n roll over qua IRA th\u00ec ph\u1ea3i h\u1ecfi \u0111\u1ec3 l\u00e0m g\u00ec? T\u1ea1i sao?<\/em><\/p>\n<ul class=\"ul1\">\n<li class=\"li3\"><em>T\u1ea5t c\u1ea3 m\u1ecdi h\u00e3ng t\u1ed1t \u0111\u1ec1u c\u00f3 <b>401k <\/b>cho m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec3 d\u00e0nh ti\u1ec1n cho khi v\u1ec1 h\u01b0u, ti\u1ec1n b\u1ecf v\u00e0o \u0111\u00e2y tu\u1ef7 theo tu\u1ed5i th\u00ec kh\u00f4ng ph\u1ea3i \u0111\u00f3ng thu\u1ebf tr\u00ean s\u1ed1 ti\u1ec1n n\u00e0y v\u00e0 ch\u1ec9 ph\u1ea3i \u0111\u00f3ng thu\u1ebf khi l\u1ea5y ra sau tu\u1ed5i v\u1ec1 h\u01b0u m\u00e0 th\u00f4i, 65 tu\u1ed5i th\u00ec ph\u1ea3i. Th\u00ed d\u1ee5 l\u01b0\u01a1ng $100k, b\u1ecf v\u00e0o $20k m\u1ed9t n\u0103m ch\u1ec9 ph\u1ea3i tr\u1ea3 thu\u1ebf tr\u00ean $80k m\u00e0 th\u00f4i.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li3\"><em>Nhi\u1ec1u ng\u01b0\u1eddi b\u1ecf ti\u1ec1n v\u00e0o 401k m\u00e0 kh\u00f4ng \u0111\u1ec3 \u00fd, kh\u00f4ng l\u00e0m g\u00ec c\u1ea3 th\u00ec n\u00f3 t\u1ef1 \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 cho nh\u1eefng c\u00e1i INDEX v\u1edb v\u1ea9n c\u1ee7a t\u1ee5i n\u00f3 nh\u01b0 l\u00e0 <b>Small Caps Index<\/b> th\u00ec b\u00e2y gi\u1edd m\u1ea5t c\u1ea3 t\u1ef7 b\u1ea1c n\u0103m nay. M\u00ecnh ph\u1ea3i v\u00e0o 401k m\u00e0 \u0111\u1ecdc nh\u1eefng c\u00e1i Index Funds m\u00e0 n\u00f3 c\u00f3, theo m\u00ecnh th\u00ec \u0111\u1ed5i h\u1ebft qua <b>SP500<\/b> v\u00ec n\u00f3 l\u00e0 500 h\u00e3ng l\u1edbn nh\u1ea5t c\u1ee7a n\u01b0\u1edbc M\u1ef9, \u0111\u01b0\u1eddng d\u00e0i n\u00f3 s\u1ebd l\u00ean nhi\u1ec1u nh\u1ea5t v\u00e0 xu\u1ed1ng \u00edt nh\u1ea5t.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li3\"><em>Ph\u1ea3i bi\u1ebft chuy\u1ec3n ti\u1ec1n trong <b>401k t\u1eeb Index Funds qua Money Market (ti\u1ec1n m\u1eb7t)<\/b> v\u00ec khi th\u1ecb tr\u01b0\u1eddng xu\u1ed1ng th\u00ec chuy\u1ec3n h\u1ebft qua Money Market, khi th\u00ec tr\u01b0\u1eddng b\u1eaft \u0111\u1ea7u l\u00ean th\u00ec chuy\u1ec3n h\u1ebft qua SP500. N\u1ebfu kh\u00f4ng theo d\u00f5i th\u1ecb tr\u01b0\u1eddng kinh t\u1ebf \u0111\u1ec3 l\u00e0m nh\u1eefng vi\u1ec7c n\u00e0y th\u00ec t\u01b0\u01a1ng lai s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c s\u00e1ng l\u1ea1ng l\u1eafm.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li3\"><em><b>IRA<\/b>: khi m\u00ecnh t\u1edbi 59.5 tu\u1ed5i, m\u00ecnh \u0111\u01b0\u1ee3c chuy\u1ec3n ti\u1ec1n t\u1eeb 401k qua IRA m\u00e0 kh\u00f4ng ph\u1ea3i \u0111\u00f3ng thu\u1ebf. T\u1ea1i sao mu\u1ed1n chuy\u1ec3n qua IRA, v\u00ec IRA nh\u01b0 l\u00e0 brokerage account, m\u00ecnh \u0111\u01b0\u1ee3c quy\u1ec1n mua b\u00e1n stocks tr\u1ef1c ti\u1ebfp in real time m\u00e0 kh\u00f4ng b\u1ecb gi\u1edbi h\u1ea1n nh\u01b0 401k ch\u1ec9 Index Funds sau gi\u1edd \u0111\u00f3ng c\u1eeda m\u00e0 th\u00f4i.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li3\"><em><b>IRA n\u1eefa<\/b>: Khi m\u00ecnh \u0111\u1ed5i vi\u1ec7c, m\u00ecnh \u0111\u01b0\u1ee3c quy\u1ec1n chuy\u1ec3n h\u1ebft ti\u1ec1n t\u1eeb 401k c\u0169 qua IRA m\u00e0 kh\u00f4ng b\u1ecb ph\u1ea1t ho\u1eb7c \u0111\u00f3ng thu\u1ebf d\u00f9 d\u01b0\u1edbi 59.5 tu\u1ed5i.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li3\"><em><b>IRA l\u00e0 con dao hai l\u01b0\u1ee1i<\/b>, m\u00ecnh \u0111\u01b0\u1ee3c quy\u1ec1n mua b\u00e1n stocks v\u00e0 ETF t\u1ef1 do nh\u01b0 l\u00e0 m\u1ed9t c\u00e1i brokerage account th\u01b0\u1eddng, ch\u1ec9 c\u00f3 c\u00e1i l\u00e0 kh\u00f4ng s\u1ee3 b\u1ecb \u0111\u00f3ng thu\u1ebf khi l\u1eddi v\u00e0 kh\u00f4ng lo v\u1ec1 Wash sales nh\u01b0 account th\u01b0\u1eddng v\u00ec kh\u00f4ng ph\u1ea3i khai income tax cho t\u1edbi khi v\u1ec1 h\u01b0u ho\u1eb7c roll over qua Roth IRA. Roth IRA l\u00e0 ti\u1ec1n m\u1eb7t \u0111\u00f3ng thu\u1ebf r\u1ed3i n\u00ean l\u1eddi l\u1ed7 \u0111\u01b0\u1ee3c d\u00f9ng h\u1ebft khi l\u1ea5y ra. Ng\u01b0\u1eddi n\u00e0o kh\u00f4ng bi\u1ebft investing c\u00f3 th\u1ec3 m\u1ea5t h\u1ebft thay v\u00ec mua mutual funds n\u00f3 kh\u00f4ng r\u1edbt nhi\u1ec1u nh\u01b0 ETF ho\u1eb7c stocks.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li3\"><em><b>ROTH IRA<\/b>: Khi m\u00ecnh chuy\u1ec3n ti\u1ec1n t\u1eeb 401k (tr\u00ean 59.5 tu\u1ed5i ho\u1eb7c \u0111\u1ed5i vi\u1ec7c) ho\u1eb7c IRA ho\u1eb7c khi \u0111\u1ed5i vi\u1ec7c th\u00ec ph\u1ea3i \u0111\u00f3ng thu\u1ebf tr\u00ean s\u1ed1 ti\u1ec1n m\u00ecnh chuy\u1ec3n qua v\u00ec ROTH IRA l\u00e0 ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng thu\u1ebf r\u1ed3i, t\u1ea1i sao ROTH IRA, v\u00ec khi m\u00ecnh v\u1ec1 h\u01b0u, ti\u1ec1n trong ROTH IRA l\u1ea5y ra kh\u00f4ng ph\u1ea3i \u0111\u00f3ng thu\u1ebf, th\u00ed d\u1ee5 m\u00ecnh b\u1ecf v\u00e0o $100k, sau 20 n\u0103m t\u1edbi tu\u1ed5i v\u1ec1 h\u01b0u, m\u00ecnh gi\u1ecfi ki\u1ebfm \u0111\u01b0\u1ee3c $1M, c\u00e1i $1M n\u00e0y l\u1ea5y ra x\u00e0i kh\u00f4ng ph\u1ea3i \u0111\u00f3ng m\u1ed9t \u0111\u1ed3ng thu\u1ebf n\u00e0o.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li3\"><em>Mua <b>mutual funds<\/b> ph\u1ea3i ch\u1edd sau gi\u1edd \u0111\u00f3ng c\u1eeda n\u00f3 m\u1edbi b\u00e1n cho m\u00ecnh \u1edf gi\u00e1 \u0111\u00f3ng c\u1eeda.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li1\"><em><span class=\"s2\">Mua <b>ETF<\/b><\/span> th\u00ec mua b\u00e1n gi\u1edd n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c, in real time.<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li1\"><em><b>IRA<\/b> account m\u1edf \u1edf brokerage n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c, n\u00ean ch\u1ecdn nh\u1eefng h\u00e3ng l\u1edbn nh\u01b0 <b>Fidelity, TDAmeritrade, Charles Schwab, JPMorgan Chase<\/b>\u2026<\/em><\/li>\n<\/ul>\n<ul class=\"ul1\">\n<li class=\"li1\"><em>Nh\u1eefng ng\u01b0\u1eddi m\u1edbi t\u1eadp <b>investing<\/b> th\u00ec n\u00ean mua nh\u1eefng mutual funds ho\u1eb7c ETF 1x l\u1edbn, \u0111\u1eebng mua 3x nh\u01b0 m\u00ecnh, \u0103n l\u1eb9 nh\u01b0ng c\u0169ng thua l\u1eb9 n\u1ebfu kh\u00f4ng bi\u1ebft c\u00e1ch \u0111i ti\u1ec1n, b\u1ea3o th\u1ee7 cash khi market r\u1edbt th\u00eam.<\/em><\/li>\n<\/ul>\n<p class=\"p1\"><em>M\u00ecnh s\u1ebd vi\u1ebft th\u00eam v\u1ec1 c\u00e1ch \u0111i ti\u1ec1n v\u00e0 mua b\u00e1n nh\u1eefng ETF g\u00ec m\u00e0 ph\u1ea3i nh\u1edb, c\u00e1i n\u00e0y l\u00e0 c\u00e1i kinh nghi\u1ec7m m\u00ecnh invest th\u00f4i, \u0111\u1ecdc v\u00e0 coi \u0111\u1ec3 bi\u1ebft th\u00eam, m\u1ea1nh ai n\u1ea5y invest nha, \u0103n thua th\u00ec tu\u1ef3 theo m\u00ecnh.<\/em><\/p>\n<p class=\"p1\"><em>Coi c\u00e1i Youtube video.<\/em><\/p>\n<div class=\"youtube-player\" data-id=\"u7uctiE3XFk\"><\/div>\n<p class=\"p1\"><em>Thi\u1ec7t ra n\u1ebfu m\u00e0 gia \u0111\u00ecnh b\u00e0n t\u00ednh k\u1ef9 l\u01b0\u1ee1ng, ch\u1eb7t ch\u1ebd, c\u00f3 k\u1ef7 lu\u1eadt th\u00ec ch\u1eb3ng bao l\u00e2u c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 h\u01b0\u1edfng v\u00e0 kh\u00f4ng lo l\u1eafng m\u1ed9t t\u00ed n\u00e0o. Nh\u01b0ng n\u1ebfu ngh\u0129 l\u1ea1i, n\u1ebfu ch\u01b0a c\u00f3 ba c\u00e1i accounts n\u00e0y v\u1eefng ch\u1eafc m\u00e0 \u0111i mua xe \u0111\u1eaft ti\u1ec1n, qu\u1ea7n \u00e1o x\u1ecbn, v\u00ed vung, th\u00ec kh\u00f4ng \u0111\u00fang l\u1eafm. <b>Theo m\u00ecnh khi c\u00f3 b\u1ea1c tr\u0103m, x\u00e0i b\u1ea1c \u0111\u1ed3ng, khi c\u00f3 b\u1ea1c ng\u00e0n, x\u00e0i b\u1ea1c ch\u1ee5c, khi c\u00f3 b\u1ea1c tr\u0103m ng\u00e0n, x\u00e0i b\u1ea1c tr\u0103m, khi c\u00f3 b\u1ea1c tri\u1ec7u x\u00e0i b\u1ea1c ng\u00e0n<\/b> th\u00ec lu\u00f4n lu\u00f4n nh\u1eb9 nh\u00e0ng, m\u00ecnh kh\u00f4ng c\u1ea7n s\u0129 di\u1ec7n v\u1edbi ai, m\u00ecnh ch\u1ec9 c\u1ea7n bi\u1ebft gia \u0111\u00ecnh m\u00ecnh <b>h\u1ea1nh ph\u00fac v\u00e0 sung t\u00fac<\/b>, c\u1ea7n g\u00ec c\u00f3 \u0111\u00f3. \u0110\u00f3 l\u00e0 \u0111i\u1ec1u \u1eaft c\u00f3 v\u00e0 \u0111\u1ee7.<\/em><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_roth.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6740 size-full\" src=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_roth.jpg\" alt=\"Short Term\" width=\"500\" height=\"464\" srcset=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_roth.jpg 500w, https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_roth-300x278.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/a><\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0110\u1ec3 m\u00ecnh t\u00f3m t\u1eaft l\u1ea1i c\u00e1i Family Finance Planning c\u1ee7a gia \u0111\u00ecnh m\u00ecnh, m\u00ecnh kh\u00f4ng ph\u1ea3i l\u00e0 financial planner, t\u1ea5t c\u1ea3 m\u1ecdi th\u1ee9 m\u00ecnh l\u00e0m l\u00e0 \u201cthink outside the box\u201d v\u00e0 \u201cbe proactive\u201d. \u0110\u1ecdc cho k\u1ef9 n\u1ebfu mu\u1ed1n th\u00e0nh c\u00f4ng trong v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00e1nh cho gia \u0111\u00ecnh v\u00ec m\u00ecnh \u0111\u00e3 v\u00e0 \u0111ang l\u00e0m. C\u00f2n <a href=\"https:\/\/www.dognmonkey.com\/svlifevn\/ke-hoach-cho-kinh-te-gia-dinh.html\" class=\"more-link\">&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":6740,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1455,1354],"tags":[75,1349,1253,1417,539,1252,1419,793,1251,1418],"class_list":["post-6837","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dau-tu-chung-khoan","category-kinh-te-gia-dinh","tag-401k","tag-brokerage","tag-dau-tu","tag-de-danh","tag-ira","tag-long-term-investment","tag-roth","tag-savings","tag-short-term-investment","tag-tien-de-ra-tien"],"views":37,"_links":{"self":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/6837","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/comments?post=6837"}],"version-history":[{"count":3,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/6837\/revisions"}],"predecessor-version":[{"id":6918,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/6837\/revisions\/6918"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/media\/6740"}],"wp:attachment":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/media?parent=6837"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/categories?post=6837"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/tags?post=6837"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}