{"id":7039,"date":"2024-04-29T11:31:30","date_gmt":"2024-04-29T18:31:30","guid":{"rendered":"https:\/\/www.dognmonkey.com\/svlifevn\/?p=7039"},"modified":"2025-04-29T12:08:50","modified_gmt":"2025-04-29T19:08:50","slug":"bao-ve-tai-san-cho-gia-dinh-khi-minh-bat-dac-ky-tu","status":"publish","type":"post","link":"https:\/\/www.dognmonkey.com\/svlifevn\/bao-ve-tai-san-cho-gia-dinh-khi-minh-bat-dac-ky-tu.html","title":{"rendered":"B\u1ea3o V\u1ec7 T\u00e0i S\u1ea3n Cho Gia \u0110\u00ecnh Khi M\u00ecnh B\u1ea5t \u0110\u1eafc K\u1ef3 T\u1eed"},"content":{"rendered":"<p class=\"p1\"><em>M\u00ecnh m\u1edbi bi\u1ebft m\u1ed9t th\u1eb1ng b\u1ea1n tr\u1ebb 50\u2019s ch\u1ebft b\u1ea5t \u0111\u1eafc k\u1ef3 t\u1eed hai h\u00f4m r\u1ed3i, m\u1ed9t ng\u01b0\u1eddi r\u1ea5t d\u1ec5 th\u01b0\u01a1ng, \u0111\u1ed9c th\u00e2n \u1edf v\u1edbi b\u1ed1 m\u1eb9 gi\u00e0 lo cho hai ng\u01b0\u1eddi. Ti\u1ec1n b\u1ea1c lo h\u1ebft. C\u00e1i m\u00ecnh kh\u00f4ng bi\u1ebft l\u00e0 th\u1eb1ng n\u00e0y c\u00f3 b\u1ea3o v\u1ec7 ti\u1ec1n b\u1ea1c trong c\u00f4ng c\u1ee7a n\u00f3 cho b\u1ed1 m\u1eb9 ho\u1eb7c anh ch\u1ecb em hay kh\u00f4ng.<\/em><\/p>\n<p class=\"p1\"><em><b>M\u1ed9t c\u00e1i quan tr\u1ecdng nh\u1ea5t l\u00e0 t\u1ea5t c\u1ea3 nh\u1eefng ng\u01b0\u1eddi qua M\u1ef9 s\u1ebd kh\u00f4ng c\u00f3 gi\u1ea5y khai sinh \u0111\u1ec3 ch\u1ee9ng minh b\u1ed1 m\u1eb9 m\u00ecnh l\u00e0 ru\u1ed9t th\u1ecbt, kh\u00f4ng nh\u01b0 con m\u00ecnh \u0111\u1ebb \u0111\u00e2y s\u1ebd ch\u1ee9ng minh \u0111\u01b0\u1ee3c<\/b>.<\/em><\/p>\n<p class=\"p1\"><em>M\u1eb9 m\u00ecnh m\u1ea5t, trong b\u0103ng c\u00f3 $247 m\u00e0 kh\u00f4ng c\u00f3 beneficiary n\u00ean em m\u00ecnh ra \u0111\u00f2i l\u1ea5y ra n\u00f3 kh\u00f4ng cho. \u0110\u00e2y l\u00e0 th\u00ed d\u1ee5 ti\u1ec1n nh\u1ecf.<\/em><\/p>\n<p class=\"p1\"><em><b>Nh\u00e0 b\u0103ng c\u00f3 nhi\u1ec7m v\u1ee5 gi\u1eef ti\u1ec1n ng\u01b0\u1eddi ch\u1ebft \u0111\u1ec3 tr\u1ea3 n\u1ee3 nh\u1eefng creditors tr\u01b0\u1edbc khi tr\u1ea3 l\u1ea1i cho ng\u01b0\u1eddi th\u00e2n n\u1ebfu ch\u1ee9ng m\u00ecnh \u0111\u01b0\u1ee3c<\/b>.<\/em><\/p>\n<p class=\"p1\"><em><b>Beneficiaries<\/b>: M\u00ecnh c\u00f3 vi\u1ebft b\u00e0i v\u1ec1 c\u00e1i n\u00e0y, t\u1ea5t c\u1ea3 m\u1ecdi ti\u1ec1n b\u1ea1c accounts ph\u1ea3i b\u1ecf t\u00ean c\u1ee7a ng\u01b0\u1eddi th\u1eeba nh\u1eadn khi m\u00ecnh ch\u1ebft g\u1ecdi l\u00e0 pay on death. Nh\u00e0 b\u0103ng c\u1ee7a m\u00ecnh b\u1eaft m\u00ecnh ra t\u1ea1i ch\u1ed7 \u0111\u1ec3 b\u1ecf t\u00ean ng\u01b0\u1eddi th\u1eeba nh\u1eadn v\u00e0o, kh\u00f4ng cho l\u00e0m online, n\u00ean m\u00ecnh ph\u1ea3i ra v\u00e0o th\u1ee9 B\u1ea3y khi n\u00f3 m\u1edf c\u1eeda v\u00ec m\u00ecnh \u0111i l\u00e0m trong tu\u1ea7n. Tr\u01b0\u1edbc khi b\u1ed1 m\u00ecnh m\u1ea5t, con em b\u1eaft b\u1ed1 b\u1ecf t\u00ean n\u00f3 v\u00e0o beneficiary, th\u00ec khi b\u1ed1 m\u1ea5t, n\u00f3 c\u1ea7m death certificate ra b\u0103ng r\u00fat h\u1ebft ti\u1ec1n ra li\u1ec1n d\u00f9 \u00f4ng ta kh\u00f4ng n\u1ee3 n\u1ea7n ai c\u1ea3. Beneficiary th\u00ec b\u1ecf t\u00ean contingency cho nhi\u1ec1u ng\u01b0\u1eddi, v\u00ec l\u1ee1 ng\u01b0\u1eddi n\u00e0y m\u1ea5t, th\u00ec c\u00f3 ng\u01b0\u1eddi t\u1edbi, l\u00e0m cho nhi\u1ec1u. N\u1ebfu v\u1ee3 ch\u1ed3ng tr\u1ebb th\u00ec n\u00ean b\u1ecf 1\/2 cho v\u1ee3 ho\u1eb7c ch\u1ed3ng v\u00e0 1\/2 cho con \u0111\u1ec3 kh\u1ecfi b\u1ecb M\u1eb9 gh\u1ebb, D\u01b0\u1ee3ng gi\u1ef1t h\u1ebft.<\/em><\/p>\n<p class=\"p1\"><em><b>Accounts Online<\/b>: Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c u\u1ef7 quy\u1ec1n n\u00ean c\u00f3 t\u1ea5t c\u1ea3 m\u1ecdi account online login name v\u00e0 m\u1eadt m\u00e3 (password) \u0111\u1ec3 b\u1ecf t\u00ean v\u00e0o beneficiary ho\u1eb7c chuy\u1ec3n ti\u1ec1n qua account kh\u00e1c, nh\u01b0ng online c\u00f3 th\u1ec3 b\u1ecb h\u1ea1n ch\u1ebf.<\/em><\/p>\n<p class=\"p1\"><em><b>Will and Testament<\/b>: N\u1ebfu m\u00ecnh c\u00f3 con nh\u1ecf hay b\u1ed1 m\u1eb9 gi\u00e0 kh\u00f4ng bi\u1ebft t\u1ef1 lo cho ch\u00ednh h\u1ecd th\u00ec n\u00ean c\u00f3 m\u1ed9t c\u00e1i Will and Testament n\u1ebfu m\u00ecnh kh\u00f4ng c\u00f3 nh\u00e0 c\u1eeda m\u00e0 ch\u1ec9 c\u00f3 xe c\u1ed9 m\u00e0 th\u00f4i. C\u00e1i n\u00e0y th\u00ec tr\u00ean m\u1ea1ng c\u00f3 form cho m\u00ecnh \u0111i\u1ec1n tu\u1ef3 ti\u1ec3u bang, l\u00e0m cho \u0111\u00fang v\u00ec \u0111\u00e2y l\u00e0 di ch\u00fac. T\u1ea1i sao m\u00ecnh c\u1ea7n di ch\u00fac, v\u00ec trong di ch\u00fac m\u00ecnh s\u1ebd:<\/em><\/p>\n<p class=\"p1\"><em>1.<span class=\"Apple-converted-space\">\u00a0 <\/span>u\u1ef7 quy\u1ec1n cho m\u1ed9t ng\u01b0\u1eddi n\u00e0o \u0111\u00f3 \u0111\u01b0\u1ee3c h\u1ebft t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh \u0111\u1ec3 lo cho con t\u1edbi tu\u1ed5i th\u00e0nh ni\u00ean v\u00e0 b\u1ed1 m\u1eb9 gi\u00e0.<\/em><\/p>\n<ol class=\"ol1\">\n<li class=\"li1\"><em>Trong di ch\u00fac s\u1ebd c\u00f3 xe c\u1ed9 m\u00ecnh cho ai, nh\u1eefng \u0111\u1ed3 c\u00f3 gi\u00e1 tr\u1ecb, ti\u1ec1n b\u1ea1c chia ra nh\u01b0 th\u1ebf n\u00e0o. D\u00f9 m\u00ecnh c\u00f3 u\u1ef7 quy\u1ec1n cho ai, m\u00ecnh v\u1eabn c\u00f3 th\u1ec3 cho \u0111\u1ed3 nh\u1eefng ng\u01b0\u1eddi kh\u00e1c.<\/em><\/li>\n<li class=\"li1\"><em>Trong \u0111\u00e2y c\u0169ng c\u00f3 \u0111i\u1ec1u kho\u1ea3n n\u1ebfu c\u1ea3 gia \u0111\u00ecnh m\u1ea5t th\u00ec ng\u01b0\u1eddi u\u1ef7 quy\u1ec1n ph\u1ea3i chia ti\u1ec1n cho nh\u1eefng ng\u01b0\u1eddi th\u00e2n m\u00ecnh \u0111\u1eb7t ra nh\u01b0 th\u1ebf n\u00e0o. L\u00e0m cho k\u1ef9, \u0111\u1eebng thi\u1ebfu ai<\/em><\/li>\n<li class=\"li1\"><em>C\u00e1i di ch\u00fac n\u00e0y ch\u1ec9 c\u1ea7n 2 ng\u01b0\u1eddi kh\u00f4ng ph\u1ea3i li\u00ean h\u1ec7 t\u1edbi m\u00ecnh l\u00e0m ch\u1ee9ng v\u00e0 k\u00fd v\u00e0o, t\u1ed1t nh\u1ea5t l\u00e0 ra th\u1ecb th\u1ef1c ch\u1eef k\u00fd th\u00ec s\u1ebd c\u00f3 d\u1ea5u v\u00e0 ng\u00e0y c\u1ee7a h\u1ecd.<\/em><\/li>\n<li class=\"li1\"><em>M\u00ecnh b\u1ecf v\u00e0o phong b\u00ec, d\u00e1n l\u1ea1i v\u00e0 b\u00e1o cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c u\u1ef7 quy\u1ec1n m\u00ecnh s\u1ebd \u0111\u1ec3 \u1edf \u0111\u00e2u m\u00e0 l\u1ea5y khi m\u00ecnh m\u1ea5t.<\/em><\/li>\n<\/ol>\n<p class=\"p4\"><em><b>Living Will<\/b>: C\u00e1i n\u00e0y \u0111\u1ec3 u\u1ef7 quy\u1ec1n cho ng\u01b0\u1eddi th\u00e2n v\u1ec1 s\u1ee9c kho\u1ebb c\u1ee7a m\u00ecnh. \u1ede CA ho\u1eb7c tu\u1ef3 ti\u1ec3u bang, lu\u1eadt l\u00e0 ph\u1ea3i gi\u1eef cho m\u00ecnh s\u1ed1ng cho t\u1edbi l\u00fac kh\u00f4ng th\u1ec3 s\u1ed1ng \u0111\u01b0\u1ee3c n\u1eefa d\u00f9 trong l\u00fac m\u1ea5t tr\u00ed ho\u1eb7c coma. C\u00e1i n\u00e0y t\u1ed1n r\u1ea5t nhi\u1ec1u ti\u1ec1n cho gia \u0111\u00ecnh. Th\u00ec trong \u0111\u00e2y m\u00ecnh c\u00f3 th\u1ec3 vi\u1ebft ra nh\u1eefng g\u00ec m\u00ecnh mong mu\u1ed1n trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0y \u0111\u1ec3 kh\u1ecfi t\u1ed1n ti\u1ec1n cho gia \u0111\u00ecnh. Trong \u0111\u00e2y m\u00ecnh c\u00f3 th\u1ec3 \u01b0\u1edbc kh\u00f4ng \u0111\u01b0\u1ee3c resuscitate (ph\u1ee5c h\u1ed3i h\u01a1i th\u1edf) khi m\u00ecnh \u0111\u00e3 t\u1eaft th\u1edf \u0111\u1ec3 kh\u1ecfi ph\u1ea3i s\u1ed1ng l\u1ea1i trong s\u1ef1 kh\u1ed5 s\u1edf. Pull the plug khi m\u00ecnh trong coma. Tu\u1ef3 theo ti\u1ec3u bang. Quan tr\u1ecdng l\u00e0 m\u00ecnh kh\u00f4ng mu\u1ed1n s\u1ed1ng \u0111\u1ec3 l\u00e0m kh\u1ed5 gia \u0111\u00ecnh ch\u0103m s\u00f3c.<\/em><\/p>\n<p class=\"p4\"><em><b>Living Trust<\/b>: M\u00ecnh c\u00f3 vi\u1ebft b\u00e0i v\u1ec1 c\u00e1i n\u00e0y, \u0111\u1ec3 m\u00ecnh nh\u1eafc l\u1ea1i l\u00e0 n\u1ebfu c\u00f3 nh\u00e0 c\u1eeda, b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 nhi\u1ec1u ti\u1ec1n l\u1eddi trong \u0111\u00f3 th\u00ec ph\u1ea3i l\u00e0m c\u00e1i n\u00e0y, c\u00e1i n\u00e0y l\u00e0 bao g\u1ed3m h\u1ebft t\u1ea5t c\u1ea3 nh\u1eefng c\u00e1i di ch\u00fac \u1edf tr\u00ean. Ch\u1ec9 c\u00f3 m\u1ed9t c\u00e1i l\u1ee3i l\u00e0 n\u00f3 kh\u00f4ng cho gia t\u00e0i m\u00ecnh v\u00e0o probate c\u1ee7a ch\u00ednh ph\u1ee7 m\u00e0 th\u00f4i. \u0110\u1ecdc b\u00e0i c\u0169 ho\u1eb7c b\u1ecf ti\u1ec1n ra g\u1eb7p lu\u1eadt s\u01b0 h\u1ecd s\u1ebd gi\u1ea3i th\u00edch k\u1ef9 l\u01b0\u1ee1ng h\u01a1n. M\u00ecnh \u0111\u00e3 b\u1ecf $2k l\u00e0m m\u1ea5y n\u0103m r\u1ed3i.<\/em><\/p>\n<p class=\"p4\"><em>Con ng\u01b0\u1eddi \u0111a s\u1ed1 kh\u00f4ng tin ai, ngay \u1edf trong gia \u0111\u00ecnh. Ng\u01b0\u1eddi n\u00e0y d\u1ea5u ti\u1ec1n ng\u01b0\u1eddi kia cho t\u1edbi l\u00fac \u0111\u1ed5 b\u1ec3, ch\u1eb3ng ai \u0111\u01b0\u1ee3c g\u00ec c\u1ea3. N\u1ebfu kh\u00f4ng s\u1ed1ng h\u1ea1nh ph\u00fac v\u1edbi nhau th\u00ec b\u1ecf nhau, \u0111\u1eebng s\u1ed1ng nh\u01b0 roommates, ph\u1ea3i d\u1ee9t kho\u00e1t. C\u00f3 ng\u01b0\u1eddi c\u00f3 hai ba \u0111\u1eddi con kh\u00e1c nhau, ph\u1ea3i c\u00f3 di ch\u00fac \u0111\u1ec3 kh\u00f4ng m\u1ed9t \u0111\u1ee9a n\u00e0o b\u1ecb l\u1ed7 l\u00e3 c\u1ea3. V\u1ee3 n\u00e0y, v\u1ee3 kia, \u0111\u1ee7 th\u1ee9. \u0110\u1eebng ngh\u0129 \u00edt ti\u1ec1n l\u00e0 kh\u00f4ng l\u00e0m, v\u00e0i tr\u0103m, v\u00e0i ng\u00e0n c\u0169ng l\u00e0 ti\u1ec1n \u0111\u1ec3 l\u1ea1i cho v\u1ee3, cho con, cho b\u1ed1, cho m\u1eb9, cho ch\u00e1u. Money doesn\u2019t grow on trees. \u0110\u1eebng \u00edch k\u1ef7. Tin t\u01b0\u1edfng l\u1eabn nhau. M\u00ecnh cho v\u1ee3 con m\u00ecnh bi\u1ebft t\u1ea5t c\u1ea3 nh\u1eefng accounts m\u00ecnh c\u00f3 \u0111\u1ec3 khi m\u00ecnh m\u1ea5t kh\u00f4ng ph\u1ea3i h\u1eefng h\u1edd.<\/em><\/p>\n<div class=\"youtube-player\" data-id=\"fRhA8-Q0DNc\"><\/div>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_July0728-13.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-6282\" src=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_July0728-13.jpg\" alt=\"gia \u0111\u00ecnh\" width=\"600\" height=\"449\" srcset=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_July0728-13.jpg 600w, https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_July0728-13-300x225.jpg 300w, https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_July0728-13-360x270.jpg 360w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>M\u00ecnh m\u1edbi bi\u1ebft m\u1ed9t th\u1eb1ng b\u1ea1n tr\u1ebb 50\u2019s ch\u1ebft b\u1ea5t \u0111\u1eafc k\u1ef3 t\u1eed hai h\u00f4m r\u1ed3i, m\u1ed9t ng\u01b0\u1eddi r\u1ea5t d\u1ec5 th\u01b0\u01a1ng, \u0111\u1ed9c th\u00e2n \u1edf v\u1edbi b\u1ed1 m\u1eb9 gi\u00e0 lo cho hai ng\u01b0\u1eddi. Ti\u1ec1n b\u1ea1c lo h\u1ebft. C\u00e1i m\u00ecnh kh\u00f4ng bi\u1ebft l\u00e0 th\u1eb1ng n\u00e0y c\u00f3 b\u1ea3o v\u1ec7 ti\u1ec1n b\u1ea1c trong c\u00f4ng c\u1ee7a n\u00f3 cho b\u1ed1 m\u1eb9 <a href=\"https:\/\/www.dognmonkey.com\/svlifevn\/bao-ve-tai-san-cho-gia-dinh-khi-minh-bat-dac-ky-tu.html\" class=\"more-link\">&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":6618,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1354],"tags":[1581,1297,1298,1579,1580,1582],"class_list":["post-7039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kinh-te-gia-dinh","tag-beneficiaries","tag-di-chuc","tag-living-trust","tag-living-will","tag-pay-on-death","tag-will-and-testament"],"views":51,"_links":{"self":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/7039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/comments?post=7039"}],"version-history":[{"count":2,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/7039\/revisions"}],"predecessor-version":[{"id":7043,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/7039\/revisions\/7043"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/media\/6618"}],"wp:attachment":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/media?parent=7039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/categories?post=7039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/tags?post=7039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}