{"id":7041,"date":"2024-04-29T12:01:37","date_gmt":"2024-04-29T19:01:37","guid":{"rendered":"https:\/\/www.dognmonkey.com\/svlifevn\/?p=7041"},"modified":"2025-04-29T12:09:33","modified_gmt":"2025-04-29T19:09:33","slug":"living-trust-cho-con-chau","status":"publish","type":"post","link":"https:\/\/www.dognmonkey.com\/svlifevn\/living-trust-cho-con-chau.html","title":{"rendered":"Living Trust Cho Con Ch\u00e1u"},"content":{"rendered":"<p class=\"p1\"><em>M\u00ecnh \u0111\u00e3 vi\u1ebft m\u1ed9t b\u00e0i v\u1ec1 Living Trust Update, h\u00f4m qua c\u00f3 m\u1ed9t ch\u00e1u g\u00e1i h\u1ecfi v\u1ec1 <b>deed of trust sang t\u00ean qua Trust b\u1ecb County l\u00ean gi\u00e1 theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng<\/b>, m\u00ecnh nh\u00ecn c\u00e1i deed transfer th\u00ec lu\u1eadt s\u01b0 check t\u00f9m lum boxes m\u00e0 d\u00f9ng c\u00e1i generic thay v\u00ec t\u1ef1 l\u00e0m l\u1ea5y m\u1ed9t c\u00e1i form c\u00f3 deed transfer to Trust (coi h\u00ecnh), th\u00ec county clerk bi\u1ebft m\u00e0 kh\u00f4ng reassess nh\u00e0 m\u00ecnh.<\/em><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><em>CA: c\u00f3 proposition 13 gi\u1edbi h\u1ea1n ch\u00ednh ph\u1ee7 ch\u1ec9 \u0111\u01b0\u1ee3c t\u0103ng thu\u1ebf m\u1ed7i n\u0103m 3% m\u1eb7c d\u00f9 nh\u00e0 c\u1eeda l\u00ean 300%. Ngh\u0129a l\u00e0 m\u1ed7i n\u0103m m\u00ecnh ch\u1ec9 nh\u00ecn th\u1ea5y c\u1ee1 3% ti\u1ec1n thu\u1ebf nh\u00e0 l\u00ean, coi c\u00e1i h\u00ecnh m\u00ecnh b\u1ecf l\u00ean\u2026 Nh\u01b0ng khi c\u00e1i deed m\u00e0 sang t\u00ean nh\u01b0 \u0111\u00e3 b\u00e1n nh\u00e0 th\u00ec ng\u01b0\u1eddi ch\u1ee7 m\u1edbi trong c\u00e1i deed ph\u1ea3i tr\u1ea3 ti\u1ec1n thu\u1ebf t\u1eeb gi\u00e1 mua. Th\u00ed d\u1ee5 ch\u1ee7 c\u0169 mua nh\u00e0 $300k ch\u1ec9 tr\u1ea3 sau 10 n\u0103m c\u1ee1 $5k\/n\u0103m v\u00ec thu\u1ebf ban \u0111\u1ea7u l\u00e0 1% c\u1ee7a $300k l\u00e0 $3k, sau m\u1ed7i n\u0103m \u0111\u01b0\u1ee3c l\u00ean 3% th\u00f4i. B\u00e2y gi\u1edd ch\u1ee7 m\u1edbi mua l\u1ea1i $1M, t\u1ee9c l\u00e0 thu\u1ebf kh\u1edfi s\u1ef1 l\u00e0 $10\/n\u0103m.<\/em><\/li>\n<li class=\"li1\"><em>Gi\u1ea3 s\u1eed m\u00ecnh mua nh\u00e0 2007 l\u00e0 $760k, b\u00e2y gi\u1edd l\u00e0 $1.8M, nh\u01b0ng thu\u1ebf l\u00ean t\u1eeb t\u1eeb 16 n\u0103m t\u1edbi $11900\/n\u0103m. N\u1ebfu v\u00ec l\u00fd do lu\u1eadt s\u01b0 l\u00e0m sai c\u00e1i deed t\u1eeb hai v\u1ee3 ch\u1ed3ng qua Trust m\u00e0 n\u00f3 \u0111\u00f2i nh\u01b0 c\u00e1i trust l\u00e0 ch\u1ee7 m\u1edbi mua th\u00ec thu\u1ebf m\u00ecnh s\u1ebd b\u1ecb t\u0103ng \u00edt nh\u1ea5t $18k\/n\u0103m. N\u1ebfu chuy\u1ec3n t\u00ean qua trust m\u00e0 trustee v\u1eabn l\u00e0 ch\u1ee7 c\u0169 th\u00ec n\u00f3 c\u00f3 c\u00e1i form m\u00e0 lu\u1eadt s\u01b0 chuy\u00ean nghi\u1ec7p \u0111i\u1ec1n cho m\u00ecnh v\u00e0 g\u1eedi \u0111i cho m\u00ecnh th\u00ec kh\u00f4ng c\u00f3 chuy\u1ec7n g\u00ec x\u1ea3y ra. Ti\u1ec1n thu\u1ebf v\u1eabn nh\u01b0 c\u0169.<\/em><\/li>\n<li class=\"li1\"><em>M\u1ed7i l\u1ea7n h\u1ecd reassess h\u1ecd s\u1ebd ph\u1ea3i g\u1eedi gi\u1ea5y cho m\u00ecnh bi\u1ebft.<\/em><\/li>\n<li class=\"li1\"><em><b>Kh\u00f4ng ph\u1ea3i ai l\u00e0 lu\u1eadt s\u01b0 c\u0169ng l\u00e0m \u0111\u01b0\u1ee3c c\u00e1i Living Trust th\u1eadt chu \u0111\u00e1o, ng\u01b0\u1eddi lu\u1eadt s\u01b0 chuy\u00ean nghi\u1ec7p s\u1ebd c\u00f3 nhi\u1ec1u kinh nghi\u1ec7m v\u00e0 l\u00e0m ch\u1eafc v\u1edbi \u0111\u1ee7 m\u1ecdi tr\u01b0\u1eddng h\u1ee3p c\u00f3 th\u1ec3 x\u1ea3y ra. C\u00f3 ai \u0111i b\u00e1c s\u1ef9 m\u1eaft \u0111\u1ec3 ch\u1eefa c\u1ed5 h\u1ecdng kh\u00f4ng? Ai c\u0169ng l\u00e0 b\u00e1c s\u0129.<\/b><\/em><\/li>\n<li class=\"li1\"><em><b>\u0110\u1eebng ham r\u1ebb, \u0111\u1eebng ham free, \u0111i nh\u1eefng ng\u01b0\u1eddi c\u00f3 kinh nghi\u1ec7m r\u1ed3i, r\u1ebb \u0111\u01b0\u1ee3c v\u00e0i tr\u0103m, \u0111\u01b0\u1ee3c free s\u1edf l\u00e0m cho b\u00e2y gi\u1edd t\u1ed1n gi\u1edd ra county \u0111\u1ec3 \u0111\u1ed5i l\u1ea1i thu\u1ebf nh\u00e0, c\u00f3 kh\u1ed5 kh\u00f4ng.<\/b><\/em><\/li>\n<li class=\"li1\"><em><b>Living Trust l\u00e0 \u0111\u1ec3 b\u1ea3o v\u1ec7 c\u0103n nh\u00e0 gi\u00e1 tr\u1ecb cao c\u1ee7a m\u00ecnh cho con c\u00e1i kh\u00f4ng b\u1ecb Probate, trong \u0111\u00f3 c\u00f3 lu\u00f4n di ch\u00fac \u0111\u1ee7 th\u1ee9, coi l\u1ea1i b\u00e0i c\u0169 \u0111\u1ec3 bi\u1ebft n\u00f3 c\u00f3 g\u00ec.<\/b><\/em><\/li>\n<\/ul>\n<p class=\"p3\"><em><b><span class=\"Apple-converted-space\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span>Nh\u00e0 C\u00f2n N\u1ee3<\/b><\/em><\/p>\n<p class=\"p5\"><em><b>Nh\u00e0 b\u0103ng c\u00f3 th\u1ec3 l\u1ea5y ra kh\u1ecfi Probate n\u1ebfu kh\u00f4ng tr\u1ea3 \u0111\u1ee7 h\u00e0ng th\u00e1ng, th\u00ec vi\u1ec7c \u0111\u1ea7u ti\u00ean l\u00e0 m\u1edf checking account m\u00e0 direct autopayment cho nh\u00e0 b\u0103ng h\u00e0ng th\u00e1ng, gi\u1edd n\u00e0y m\u00e0 c\u00f2n vi\u1ebft check th\u00ec \u0111\u1eebng living trust v\u1edb v\u1ea9n. T\u1ea1i sao, t\u1ea1i v\u00ec s\u1ebd kh\u00f4ng bao gi\u1edd tr\u1ec5 v\u00ec \u00f4ng \u0111\u01b0a th\u01b0, v\u00ec m\u00ecnh ch\u1ebft kh\u00f4ng ai bi\u1ebft m\u00e0 tr\u1ea3 ti\u1ec1n nh\u00e0. Bao gi\u1edd trong account c\u0169ng ph\u1ea3i c\u00f3 4-6 th\u00e1ng ti\u1ec1n nh\u00e0 \u0111\u1ec3 khi m\u00ecnh ch\u1ebft, con c\u00e1i lu bu, c\u1ea3 th\u00e1ng kh\u00f4ng tr\u1ea3 ti\u1ec1n nh\u00e0 th\u00ec nh\u00e0 b\u0103ng nh\u1ea3y v\u00e0o.<\/b><\/em><\/p>\n<p class=\"p3\"><em><b><span class=\"Apple-converted-space\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span>Property Tax<\/b><\/em><\/p>\n<p class=\"p5\"><em><b>Ch\u00ednh ph\u1ee7 m\u00e0 kh\u00f4ng c\u00f3 ti\u1ec1n thu\u1ebf c\u0169ng gi\u1eef nh\u00e0 m\u00ecnh lu\u00f4n kh\u00f4ng cho b\u00e1n v\u00ec b\u1ecb lien. Tr\u1ea3 cho \u0111\u1ee7, th\u00e1ng 12, th\u00e1ng 4 c\u1ee9 tr\u1ea3 \u0111\u00fang th\u1eddi h\u1ea1n, tr\u1ea3 tr\u1ec5 c\u0169ng ch\u1eb3ng \u0111\u01b0\u1ee3c \u00edch l\u1ee3i g\u00ec, ti\u1ec1n b\u1ecf b\u0103ng c\u0169ng th\u1ebf th\u00f4i. Tr\u1ec5 l\u00e0 ph\u1ea1t c\u1ea3 t\u1ef7. Ph\u1ea3i n\u00f3i cho con ch\u00e1u, trustee k\u1ebf t\u1edbi bi\u1ebft ph\u1ea3i l\u00e0m g\u00ec v\u1edbi property tax<\/b><span class=\"s2\">.<\/span><\/em><\/p>\n<p class=\"p1\"><em>C\u00e1i Living Trust n\u00f3 r\u1ea5t \u0111\u01a1n gi\u1ea3n n\u1ebfu m\u00ecnh l\u00e0m \u0111\u00fang, d\u00ednh t\u1edbi lu\u1eadt l\u1ec7 n\u00ean t\u00ecm hi\u1ec3u lu\u1eadt s\u01b0 cho t\u1ed1t, h\u1ecfi cho k\u1ef9 \u0111\u1ee7 c\u1ea3 m\u1ecdi tr\u01b0\u1eddng h\u1ee3p, nh\u00e0 anh ch\u1ecb em d\u1eb1ng co, t\u1ed1 nhau, gi\u1ef1t ti\u1ec1n th\u00ec l\u00e0m sao? Trustee th\u1eeba k\u1ebf l\u00e0 ng\u01b0\u1eddi cai qu\u1ea3n h\u1ebft m\u1ecdi th\u1ee9 th\u00ec l\u00e0 ai v\u00e0 quy\u1ec1n g\u00ec? \u0110\u1ec3 t\u00ean m\u1ed9t con m\u00e0 nh\u00e0 \u0111\u00f4ng con th\u00ec sao? \u0110\u1ec3 t\u00ean hai con th\u00ec b\u1ecb h\u01b0 g\u00ec, hai \u0111\u1ee9a d\u1eb1ng co m\u00e0 ngu n\u1eefa th\u00ec ch\u1ebft h\u1ebft. N\u00ean \u0111\u1ec3 anh ch\u1ecb em thay v\u00ec con c\u00e1i t\u1ed1t h\u01a1n. C\u00e1i g\u00ec c\u0169ng d\u00ednh t\u1edbi c\u00e1i TRUST c\u1ee7a con ng\u01b0\u1eddi. S\u1ed1 c\u00f3 ph\u01b0\u1edbc th\u00ec m\u00ecnh \u0111i v\u00e0 m\u1ecdi trustee th\u1eeba k\u1ebf hi\u1ec3u nhau v\u00e0 l\u00e0m \u0111\u00fang cho m\u1ecdi ng\u01b0\u1eddi h\u01b0\u1edfng. S\u1ed1ng v\u1edbi con ph\u1ea3i bi\u1ebft t\u00ednh con m\u00ecnh, \u0111\u1ee9a n\u00e0o d\u1ed5m, \u0111\u1ee9a n\u00e0o c\u00f3 t\u00e2m, \u0111\u1ee9a n\u00e0o t\u1ed1t, \u0111\u1ee9a n\u00e0o s\u1ee3 v\u1ee3, \u0111\u1ee9a n\u00e0o s\u1ee3 ch\u1ed3ng, th\u01b0\u1eddng th\u01b0\u1eddng r\u1ec3 d\u00e2u m\u1edbi nhi\u1ec1u chuy\u1ec7n. Th\u00f4i \u0111\u1eebng c\u00f3 ti\u1ec1n th\u00ec \u0111\u1ee1 lo LOL.<\/em><\/p>\n<p class=\"p1\"><em>B\u00e1n nh\u00e0 tr\u01b0\u1edbc khi ch\u1ebft \u0111\u1ec3 v\u1ec1 h\u01b0u th\u00ec l\u00e0m sao? Em m\u00ecnh b\u00e1n nh\u00e0, escrow l\u00e0m gi\u1ea5y t\u1edd l\u1ea5y ra kh\u1ecfi Trust r\u1ed3i b\u00e1n nh\u01b0 b\u00ecnh th\u01b0\u1eddng d\u00f9 v\u1eabn c\u00f2n n\u1ee3.<\/em><\/p>\n<p class=\"p1\"><em>Mu\u1ed1n refinance th\u00ec sao, c\u0169ng v\u1eady th\u00f4i, l\u1ea5y deed ra kh\u1ecfi trust v\u00e0o t\u00ean m\u00ecnh, refinance r\u1ed3i b\u1ecf n\u00f3 v\u00f4 l\u1ea1i cho \u0111\u00fang.<\/em><\/p>\n<p class=\"p1\"><em><b>Mu\u1ed1n l\u00e0m Trust th\u00ec l\u00e0m cho \u0111\u00fang, c\u00f2n kh\u00f4ng th\u00ec \u0111\u1eebng l\u00e0m, l\u1ed9n x\u1ed9n l\u1eafm. Nh\u00e0 c\u1ea3 tri\u1ec7u b\u1ea1c m\u00e0 b\u1ecf $2k c\u00f2n ti\u1ebfc th\u00ec qu\u00e1 ngh\u00e8o, s\u1ed1 con \u0111i \u0103n m\u00e0y c\u0169ng ph\u1ea3i.<\/b><\/em><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_pink_house.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-6733\" src=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_pink_house.jpg\" alt=\"pink house\" width=\"500\" height=\"353\" srcset=\"https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_pink_house.jpg 500w, https:\/\/www.dognmonkey.com\/svlifevn\/wp-content\/uploads\/z_pink_house-300x212.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/a><\/p>\n<div class=\"youtube-player\" data-id=\"fRhA8-Q0DNc\"><\/div>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>M\u00ecnh \u0111\u00e3 vi\u1ebft m\u1ed9t b\u00e0i v\u1ec1 Living Trust Update, h\u00f4m qua c\u00f3 m\u1ed9t ch\u00e1u g\u00e1i h\u1ecfi v\u1ec1 deed of trust sang t\u00ean qua Trust b\u1ecb County l\u00ean gi\u00e1 theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng, m\u00ecnh nh\u00ecn c\u00e1i deed transfer th\u00ec lu\u1eadt s\u01b0 check t\u00f9m lum boxes m\u00e0 d\u00f9ng c\u00e1i generic thay v\u00ec t\u1ef1 l\u00e0m l\u1ea5y m\u1ed9t c\u00e1i <a href=\"https:\/\/www.dognmonkey.com\/svlifevn\/living-trust-cho-con-chau.html\" class=\"more-link\">&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":6733,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1354],"tags":[1585,1583,1298,1584],"class_list":["post-7041","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kinh-te-gia-dinh","tag-dieu-hanh","tag-giay-uy-quyen","tag-living-trust","tag-trustee"],"views":45,"_links":{"self":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/7041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/comments?post=7041"}],"version-history":[{"count":1,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/7041\/revisions"}],"predecessor-version":[{"id":7042,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/posts\/7041\/revisions\/7042"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/media\/6733"}],"wp:attachment":[{"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/media?parent=7041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/categories?post=7041"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dognmonkey.com\/svlifevn\/wp-json\/wp\/v2\/tags?post=7041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}