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October 7, 2020 / 45 views / Being Frugal

COVID-19 Mortgage Refinance At 2.5% Fixed

We refinanced our mortgage from 4.5% to 3.5% 30 years fixed almost 4 years ago. Due to the COVID-19, the interest rate went down to the point that’s too good to pass, 2.1% to 2.5%. We would like to share the experience of refinancing online vs mortgage brokers. The online brokers have low overhead, therefore […]

May 21, 2015 / 147 views / Finance

Refinance For The Last Time?

We refinanced our house one time since we bought it. The rate was 4.5% fixed for 30 years and with FHA, PMI was $295/month. My broker called a month ago and recommended me to refinance before the rates goes up sometimes next year. We have one more year of the PMI and we could get […]