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Fidelity CMA (Cash Management Account)

Fidelity CMA dividend

I’ve been having brokerage accounts with Fidelity. Fidelity has an account called CMA (Cash Management Account) that can do everything like a normal bank but the money is put in a money market called SPAXX that pays dividend 3.6% but pay monthly and compound it. It also let you to trade the stock market. The

How To NOT Being Afraid Of Lay Offs

Tax Bracket 2025-26

The economy is getting worse, companies are downsizing, with all the Tariffs and government strong arms with the world, small companies are dying. My wife was worrying about getting laid off and became very depressed. But I did the calculations with our finance and investment, we don’t really need to be worried. Our investments are

Radish Flour Cake Stir Fry

flour cake fried

In some VN Chinese restaurants, they have these radish, taro flour cake stir fry which we really like, especially when you want some carbs. Some VN or Asian supermarkets they also carry these already made cake for us to take home and fry them ourselves. Just cut into little squared pieces and fry with high

Muir Beach Trail – Muir Woods National Monuments

muir beach trail

On July 19th, 2025, we took a hike to Muir Beach Trail in Muir Woods National Monuments, CA. We originally wanted to hike in the main Muir Woods National Monuments but due to parking was full, we parked on the side of the road and took the Muir Beach Trail. It’s actually a very nice

Cascade Falls in Fairfax, CA

cascade falls faixfax ca

Every week we’re trying to visit at least one of the beautiful places in California, last week we went to visit the Cascade Falls, but there are 2 of them, one in Fairfax and one in Mill Valley, not to far from each others but we went to the Fairfax one, this one is all