Fail To Plan - Plan To Fail Finance

Middle Class in America

It doesn’t matter how they categorize the middle class income for each state, the real cost of living in California is outrageous due to high cost of housing, gas and taxes. The numbers listed are not truly reflect how well we live with the incomes.  ALABAMA Median household income of middle-class families: $71,781 ALASKA Median […]

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ESPP-Employee Stock Purchase Plan

Majority of companies in Silicon Valley are publicly traded companies, if we work for these companies, we should be offered something call ESP (Employee Stock Purchase) or ESPP (Employee Stock Purchase Plan) every 6 months or a year. It’s a benefit program that allows Employees to buy company’s stocks at a 15% discount from the […]