Investing

Let money create money

Dividend Stocks

This year the market was in bear market and many stocks pay dividend with high forward yields because the stock prices are low. This is a good opportunity for me to invest in these beaten down stocks with high dividend. When the market is back to bull, we expect the stock prices will be higher

Invest In ETFs

To keep up with inflation and grow our money, there are many ways to invest.  The best is to invest in S&P500, NASDAQ, DOW ETFs. ETF is Exchange-Traded Funds. We can buy and sell ETFs just like stocks, but there are many types of ETFs, there are 1x, 2x and 3x which we can use

iBond 7.12% From TreasuryDirect

iBond Interest

   To keep up with inflation, we invest in TreasuryDirect iBond which yields 7.12% this period. Although it limits only $10,000 a year for any SS, we can still buy each year. The best is to buy with many different amounts instead of one lump-sum $10k because we can’t sell the bond in parts. This bond

FANG – FaceBook, Amazon, Netflix and Google

The market is going back to a few months ago, the DOW is trying to hold 16000 and NASDAQ is free falling to new low, but seems to find a low today. In August of last year, I got into the market when it hit 15,600 and sold everything at 17,800 when it couldn’t get

ESPP-Employee Stock Purchase Plan

downday

Majority of companies in Silicon Valley are publicly traded companies, if we work for these companies, we should be offered something call ESP (Employee Stock Purchase) or ESPP (Employee Stock Purchase Plan) every 6 months or a year. It’s a benefit program that allows Employees to buy company’s stocks at a 15% discount from the