To keep up with inflation, we invest in TreasuryDirect iBond which yields 7.12% this period. Although it limits only $10,000 a year for any
Category: Being Frugal
How to save and spend efficiently

Last year we bought an iPhone 13 from T-Mobile, it was the first time and the last time. Normally I’d buy from Apple

I started driving electric cars in 2015. The first car was e-Golf SEL, top of the line, it had Navigation because it didn’t have CarPlay

Many years ago, we went to see the BMW EV i3 and we couldn’t believe the not so attractive looking car cost $50k. We’ve never

We refinanced our mortgage from 4.5% to 3.5% 30 years fixed almost 4 years ago. Due to the COVID-19, the interest rate went down to

If you live in the Bay Area, you would noticed there are more Teslas than the popular Honda Accords or Toyota Camrys at least per

If you live in the Bay Area, chances are you use 880 and 237 often to go to the East Bay. If you own an

Living in Silicon Valley or CA as a whole, we do have lots of incentive to drive an EV (Electric Vehicle), with federal tax credit