Being Frugal

How to save and spend efficiently

Light Fireplace With Pine Cones

pine cones

It’s winter and it’s cold out, when mornings don’t have spare the air alert, we light our fireplace. We used to buy fire starter but they don’t work as well as dry pine cones that fell off the trees. The pine cones are amazing fire starter, they lighted up quickly with great fires.

iBond 7.12% From TreasuryDirect

iBond Interest

   To keep up with inflation, we invest in TreasuryDirect iBond which yields 7.12% this period. Although it limits only $10,000 a year for any SS, we can still buy each year. The best is to buy with many different amounts instead of one lump-sum $10k because we can’t sell the bond in parts. This bond

Beware Of T-Mobile Sales Associates Promises and Actual Contracts

iPhone 13 payments

    Last year we bought an iPhone 13 from T-Mobile, it was the first time and the last time. Normally I’d buy from Apple but for some reasons they’re not available. We’re not sure if this is considered fraud since whatever promised wasn’t the same as in the contract that we signed online. May

Why Do I Drive EV (Electric Vehicles)?

my gas and evs

I started driving electric cars in 2015. The first car was e-Golf SEL, top of the line, it had Navigation because it didn’t have CarPlay at that time. I was driving an A8L to work and it costs $300-$400 a month for gas. I went to a dealer and got a lease for this car

Why You Should Not Buy Cheap BMW i3 Used

BMW i3

Many years ago, we went to see the BMW EV i3 and we couldn’t believe the not so attractive looking car cost $50k. We’ve never looked back. Here in Silicon Valley, BMW has always been a status make as well as Mercedes, quite a lot of people who couldn’t afford the car New would buy