To keep up with inflation, we invest in TreasuryDirect iBond which yields 7.12% this period. Although it limits only $10,000 a year for any SS, we can still buy each year. The best is to buy with many different amounts instead of one lump-sum $10k because we can’t sell the bond in parts. This bond […]
| 44 viewsCategory: Being Frugal
How to save and spend efficiently
Last year we bought an iPhone 13 from T-Mobile, it was the first time and the last time. Normally I’d buy from Apple but for some reasons they’re not available. We’re not sure if this is considered fraud since whatever promised wasn’t the same as in the contract that we signed online. May […]
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We refinanced our mortgage from 4.5% to 3.5% 30 years fixed almost 4 years ago. Due to the COVID-19, the interest rate went down to the point that’s too good to pass, 2.1% to 2.5%. We would like to share the experience of refinancing online vs mortgage brokers. The online brokers have low overhead, therefore […]
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