Being Frugal
iBond 7.12% From TreasuryDirect

To keep up with inflation, we invest in TreasuryDirect iBond which yields 7.12% this period. Although it limits only $10,000 a year for any SS, we can still buy each year. The best is to buy with many different amounts instead of one lump-sum $10k because we can’t sell the bond in parts. This bond …
Beware Of T-Mobile Sales Associates Promises and Actual Contracts

Last year we bought an iPhone 13 from T-Mobile, it was the first time and the last time. Normally I’d buy from Apple but for some reasons they’re not available. We’re not sure if this is considered fraud since whatever promised wasn’t the same as in the contract that we signed online. May …
Why Do I Drive EV (Electric Vehicles)?

I started driving electric cars in 2015. The first car was e-Golf SEL, top of the line, it had Navigation because it didn’t have CarPlay at that time. I was driving an A8L to work and it costs $300-$400 a month for gas. I went to a dealer and got a lease for this car …
Why You Should Not Buy Cheap BMW i3 Used

Many years ago, we went to see the BMW EV i3 and we couldn’t believe the not so attractive looking car cost $50k. We’ve never looked back. Here in Silicon Valley, BMW has always been a status make as well as Mercedes, quite a lot of people who couldn’t afford the car New would buy …