Being Frugal

How to save and spend efficiently

Why You Should Not Buy Cheap BMW i3 Used

BMW i3

Many years ago, we went to see the BMW EV i3 and we couldn’t believe the not so attractive looking car cost $50k. We’ve never looked back. Here in Silicon Valley, BMW has always been a status make as well as Mercedes, quite a lot of people who couldn’t afford the car New would buy

COVID-19 Mortgage Refinance At 2.5% Fixed

new loan

We refinanced our mortgage from 4.5% to 3.5% 30 years fixed almost 4 years ago. Due to the COVID-19, the interest rate went down to the point that’s too good to pass, 2.1% to 2.5%. We would like to share the experience of refinancing online vs mortgage brokers. The online brokers have low overhead, therefore

Tesla Model 3 Is Great But We Wouldn’t Buy It

Tesla Model 3

If you live in the Bay Area, you would noticed there are more Teslas than the popular Honda Accords or Toyota  Camrys at least per our perception of daily commuting to/from work. It seems the Bay Area is full of Green people or just people following a fad. Tesla cars are no doubt high tech,

FasTrak CAV Transponder Malfunctioned Causes Malicious Charges

CAV and Flex Transponders

If you live in the Bay Area, chances are you use 880 and 237 often to go to the East Bay. If you own an EV, now you’re required to use CAV transponder from FasTrak to even use the freeways. So, as good citizens as we are, we ordered them and found out they’re not

Why Do I Drive 2019 VW eGolf?

Adaptive Cruise Control

Living in Silicon Valley or CA as a whole, we do have lots of incentive to drive an EV (Electric Vehicle), with federal tax credit of $7500, rebate $2500 and $800, that’s a total of $10800 off the price of any qualified EV, we can also get the CarPool purple sticker expires Jan 2023. Last