#10 T
October 18, 2020 / 3 views / Golf

Santa Teresa Golf Course

It’s been 14 years since I’ve played at this long . It’s south of San Jose and quite expensive for the weekends. My friend booked on a weekday at noon for $35 a round and we took it. It was quite a nice and challenging golf course with some spotty fairways. The greens are well […]

Score_card
October 17, 2020 / 6 views / Golf

Sunnyvale Municipal Golf Course

is a very challenging short par-70 golf course, the course is actually very well kept and the price on week days are quite affordable, this is the only golf course that senior age is only 60. Senior rate is $30 walking anytime week days. The greens were aerated 3-4 weeks ago so they’re coming up […]

full golf swing
October 11, 2020 / 11 views / Golf

Relentless Pursuit For Better Golf Games

I’ve been playing golf for many years now, never been able to score well due to bad swings, although the games are only for my recreational exercise by walking and swinging, but I do like to score better. I’ve been watching YouTube videos ( and ) to change my swings and I’ve found was perfect […]

new loan
October 7, 2020 / 45 views / Being Frugal

COVID-19 Mortgage Refinance At 2.5% Fixed

We refinanced our mortgage from 4.5% to 3.5% 30 years fixed almost 4 years ago. Due to the COVID-19, the interest rate went down to the point that’s too good to pass, 2.1% to 2.5%. We would like to share the experience of refinancing online vs mortgage brokers. The online brokers have low overhead, therefore […]