Finance

All about money

How To Invest To Get 26% At Retirement

Since I decided to retire, no more work because there’s no job could pay me $340k+/year as my investment would provide. This is how I invest my money. BTW, this is how I’ve been doing and not to recommend anyone, just for information only. The stock market is extremely volatile, at retirement age, I don’t

Fidelity CMA (Cash Management Account)

Fidelity CMA dividend

I’ve been having brokerage accounts with Fidelity. Fidelity has an account called CMA (Cash Management Account) that can do everything like a normal bank but the money is put in a money market called SPAXX that pays dividend 3.6% but pay monthly and compound it. It also let you to trade the stock market. The

How To NOT Being Afraid Of Lay Offs

Tax Bracket 2025-26

The economy is getting worse, companies are downsizing, with all the Tariffs and government strong arms with the world, small companies are dying. My wife was worrying about getting laid off and became very depressed. But I did the calculations with our finance and investment, we don’t really need to be worried. Our investments are

Manage Your 401k, IRA, ROTH IRA

after hours choices Schwab

Many people work and put money in 401k or IRA or ROTH IRA don’t know what to do with the money saved in there. If you have money in 401k from work, if you don’t manage yourself, they will put in automatically funds that benefit or high management fees for the 401k managers.  401k: we

How To Make 30% Return With Your Savings

small_account

Living in Silicon Valley is designed for wealthy people. Middle class has to pay taxes and all the extra costs due to clean air laws for the wealthy to breathe. The only way to keep up with all these costs with fixed salaries, we need to save money and use the money to invest in